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Important Information on VectraWorks
1.
VectraWorks Eligibility: VectraWorks participation is available to the employees of Vectra Bank
Colorado business customers. Employment or payroll verification may be required at enrollment
and upon fulfillment of promotional offers. In order to receive on–going announcements and
VectraWorks specials a valid email address is required.
2.
$50 Cash Bonus: This offer is available to the primary account holder for new Flex Checking, Platinum
Relationship Checking, Platinum Plus Relationship Checking or Business Owner Checking accounts opened
between 1/01/2015 and 12/31/2015. To qualify for the bonus customer must: 1) meet VectraWorks eligibility
requirements; AND 2) have a debit card; AND 3) enroll in personal internet banking. All requirements
must be met within 90 days of checking account opening. Once requirements are met, the bonus will be
deposited into the personal checking account within 30 days of satisfying the last offer requirement.
In the event of more than one personal checking account being present at the time of offer fulfillment,
the bonus will be deposited into the account most recently opened. Limit of one (1) Bonus per customer.
Minimum opening deposit of $50 required and the bonus cannot be used as the opening deposit. If you
close your account within 90 days of account opening, you will be charged a $25 early closure fee.
Accounts overdrawn or closed at the time of bonus fulfillment are not eligible for this offer. All
tax liabilities, if any, associated with the benefits are the responsibility of the customer, and
the customer may receive an IRS form 1099 for the approximate retail value of the benefits.
3.
All loans, lines of credit and other credit products are subject to credit approval. Certain terms,
conditions and restrictions apply. $25 Cash Bonus offer is available to the primary account holder
for new qualifying checking and credit accounts opened between 1/01/2015 and 12/31/2015. Limit of
$75 in additional cash payouts. Mortgage loans and overdraft protection do not qualify for cash bonus.
Loans must close within 90 days of the checking account being opened. Only one checking account signer
needs to be on the loan/credit card application. Credit card applications with two applicants qualify as
one credit card. To qualify for the bonus customer must: 1) meet VectraWorks eligibility requirements;
AND 2) have a debit card; AND 3) enroll in personal internet banking. All requirements must be met
within 90 days of checking account opening. Once requirements are met, the bonus will be deposited
into the personal checking account within 30 days of satisfying the last offer requirement. In the
event of more than one personal checking account being present at the time of offer fulfillment, the
bonus will be deposited into the account most recently opened. Limit of three (3) bonuses per customer.
Checking account requires minimum opening deposit and the bonus cannot be used as the opening deposit.
If you close your account within 90 days of account opening, you will be charged a $25 early closure fee.
Accounts overdrawn or closed at the time of bonus fulfillment are not eligible for this offer. All tax
liabilities, if any, associated with the benefits are the responsibility of the customer, and the
customer may receive an IRS form 1099 for the approximate retail value of the benefits.
4.
Subject to credit approval. Closing cost discount is only available for home purchases or refinancing
through Vectra Residential Lending Group and will be in the form of a lender credit.
5.
All credit products are subject to credit approval. Certain terms, conditions and restrictions apply.
See banker for details. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Charges
made between January 1, 2015, and December 31, 2015, are eligible for $75 credit. Balance transfer
requests must be received by January 31, 2015. Refund will appear within 60 days of submitted request.
6.
First image is free with myPHOTOcard®. Subsequent images are $5.00.
7.
Up to $35 credit towards Safe Deposit Box lease annually. Waiver amount is subject to box size and
availability. Annual waiver will continue as long as the client is enrolled within the Vectra Works
program.
8.
Complimentary Checks: VectraWorks participants who open a personal checking account will receive
one (1) complimentary box of checks. Processing fee applies. See banker for details.
9.
Mobile provider fees may apply. Personal Online Banking required.
10.
All tax liabilities, if any, associated with the benefits are the responsibility of the customer,
and the customer may receive an IRS form 1099 for the approximate retail value of the benefits.
Visa® is the registered trademark of Visa International Service Association and Vectra Bank does not claim any ownership or exclusive rights to the use of this trademark.
Vectra Bank Colorado Residential Lending Group NMLS #418965
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