*Credit cards are subject to credit approval. Certain terms, conditions and restrictions apply. Offer available to new business credit cards only. Limited-time offer. See your Vectra Business Credit Card Agreement and Disclosures for more details. All offers subject to change at any time.

1. Bonus offer applies to new AmaZing® Business Credit Cards opened, subject to credit approval, on or after January 1, 2015 only. Earn $250 cash bonus with the AmaZing Cash® for Business card or 25,000 rewards points with Amazing Rewards® for Business card when you spend $2,500 in the first 90 days of account opening. Cash advances, balance transfers, fees, quasi-cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery ticket transactions do not qualify toward the $2,500 spend amounts. Bonus points will be added to your rewards points or cash back balance within 4 to 6 weeks from the end of the 90-day promotion.  
2. The 2% cash back bonus is earned on select business purchases which include office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of total purchases for the year, cardholder will earn 1% cash back. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as travelers checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. Participation in AmaZing Cash for Business program requires an open and active Vectra business deposit account in good standing and in the same name as the credit cardholder. Deposit will be credited in increments of $100.
3. Customers earn one rewards point or 1% cash back for every dollar spent on net purchases only. Rewards points and cash back are not earned on cash advances, balance transfers, fees, quasi–cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming, betting, and lottery tickets. Amazing Rewards points earnings may be redeemed against any qualified purchase within 90 days of purchase date and you must have at least 2,500 points to redeem.  Participation in Amazing Cash Back for Business program requires an open and active deposit account with Vectra Bank, in good standing in the same name as the credit card holder where earned Amazing Cash Back will be credited in increments of $100.
4. Annual Rewards Bonus: Offer available on Amazing Rewards for Business card. A cardholder may earn an annual reward bonus ranging from 0% up to 25% of the total rewards points they have earned on non–promotional offers within the calendar year. This annual bonus is not 0–25% of annual spend on the card; but rather it is 0–25% of the total rewards points that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% rewards points that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder’s annual net spend falls into. Annual Spending Tiers: Tier 1: $0 – $49,999 = 0%, Tier 2: $50,000 – $99,999 = 5%, Tier 3: $100,000 – $149,999 = 10%, Tier 4: $150,000 – $199,999 = 15%, Tier 5: $200,000 – $249,999 = 20%, Tier 6: $250,000+ = 25%. For example, with an annual spend of $120,500 you would earn 120,500 points (1% rewards) plus an annual bonus of 12,050 points (10% under Tier 3). The annual bonus will be added to your rewards points balance within 6 weeks of the calendar year end. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. The following graphic offers examples of how the annual bonus program works:

   If you Spend	1 Point for Every $	Depending on the Annual Bonus Spending Tiers	You may earn an additional Annual Bonus	Total Earnings*
   $45,000	45,000	≤ $49,999 = 0%	0	45,000
   $70,500	70,500	$50,000 – $99,999 = 5%	3,525	74,025
   $120,500	120,500	$100,000 – $149,999 = 10%	12,050	132,550
   $170,500	170,500	$150,000 – $199,999 = 15%	25,575	196,075
   $220,500	220,500	$200,000 – $249,999 = 20%	44,100	264,600
   $400,000	400,000	$250,000 or more = 25%	100,000	500,000

5. 0.00% Introductory APR for 6 months, after that, the variable APR will range from 10.50%traveler–14.15% based on creditworthiness and card type. The APR is based on the Prime Rate as stated in the Wall Street Journal plus a margin. The interest rate payable on the card will change effective with changes in the Index. Prime Rate is currently 3.75% as of . Introductory APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments are still required each month.
6. 0.00% Introductory APR Balance Transfer for the first 12 months, 10.74%–14.40% variable APR after that. The APR is based on the Prime Rate as stated in the Wall Street Journal plus a margin. The interest rate payable on the card will change effective with changes in the Index. Prime Rate is currently 3.75% as of . For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the introductory period will not be charged any interest. Minimum balance payments are still required each month.
7. IntelliLink Expense Management costs $35 a month.
8. Business Online Banking enrollment required. Message and data charges from your wireless provider may apply.
9. This communication contains references to specific third–party trademarks, products and services. Such reference is for general informational purposes only and does not constitute any endorsement by or affiliation with Vectra Bank Colorado A division of ZB, N.A..