Policies and Terms

• Analyzed Account Terms and Fee Schedule
• Bill Payment Service Agreement
• Business Account Terms and Fee Schedule
• Business Credit Card Disclosure & Agreement
• Business Internet Banking Agreement
• Consumer AmaZing Credit Card Agreement and Disclosure Statement
• Consumer Legacy Credit Cards Agreement
• Consumer Legacy Visa® Signature Credit Cards Agreement
• Deposit Agreement
• eCustomer Service – Terms and Conditions of Business eCustomer Service
• eCustomer Service – Terms and Conditions of eCustomer Service
• Enhanced Account Protection Terms and Conditions
• eStatement and eNotice Service Agreement
• External Transfer Disclosure
• External Transfer to a Friend Addendum
• Internet – Business Account Terms
• Internet – Personal Account Terms
• Mobile Application Privacy Policy - Treasury Internet Banking application
• Mobile Banking Service Agreement
• Non-Profit / Public Funds Account Terms and Fee Schedule
• Online Banking Agreement
• Online Bill Pay Service Agreement
• PC Banking Services Agreement
• Personal Account Terms and Fee Schedule
• Platinum Relationship Account Terms and Fee Schedule
• Purchase Alerts Terms and Conditions
• Safe Deposit Box Fees
• Vectra Bank Colorado Online Privacy Statement
• Vectra Bank Colorado Privacy Policy
• Vectra Wealth Management Account Terms

Foreign Status Documents
Return completed forms to: Tax Reporting 1875 South Redwood Road, Salt Lake City, UT 84104

• Explanation to Support Claim of Foreign Status
• W–8BEN Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting
• W–8ECI Certificate of Foreign Person’s Claim That Income Is Effectively Connected With the Conduct of a Trade or Business in the United States
• W–8IMY Certificate of Foreign Intermediary, Foreign Flow–Through Entity, or Certain U.S. Branches for United States Tax Withholding and Reporting

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