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VectraBank has a series of calculators designed to help you plan everything from a car purchase to your retirement. Run the numbers, then contact us and tell us how we can help you reach your financial goals.
| Calculate your monthly payment for fixed rate or adjustable rate loans. |
| Calculate the number of months to break-even if you refinance the loan. |
| Calculate the difference between renting and buying a home. |
| Calculate your yearly tax savings. |
| Calculate the annual percentage rate for a loan. |
| Calculate the effect of combining other debt with your home mortgage. |
| Find the additional payment required to pay off your loan early. |
| Should you consolidate your debt? Use this calculator to find out. |
| Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. |
| How big of a home equity line of credit can you receive? Use this calculator to find out! |
Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
| Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. |
Use this calculator to see just how expensive paying interest on your debt can be.
| Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments. |
| Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. |
| Find out how much interest you can save by increasing your monthly auto loan payment. |
| Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. |
| Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment. |
| Use this calculator to determine if a home equity loan makes sense for your next automobile purchase. |
Should you lease your next automobile or finance it? Find out with this calculator!
| Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest egg should be. |
| See how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings. |
How can contributing to a regular IRA help you in your retirement?
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Use this calculator to help develop or fine tune your education savings plan.
Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Find out when your savings plan may make you a millionaire!
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Analyze your budget, see where your money goes and find out where you can improve!
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
Should your business consolidate its debt? Use this calculator to find out.
This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Should you lease your equipment or finance it? Find out with this calculator!
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Your Vectra Bank Relationship Bankers are available to answer your questions and help with all of your financial needs. Please give us a call at: 844–210–3604 (Mon – Sat, 7am – 7pm MST), visit us at one of our branch locations or complete the form below.