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Important Note: U.S. Government Stimulus Funds
All direct deposit funds, including Federal stimulus payments, are deposited once a day in the overnight hours. If deposited, funds are credited by 6 a.m. local time. If the payment does not appear in your account at 6 a.m., please check back the following day. You can find the most up-to-date information on your Economic Impact Payment at IRS.gov.
Paying Bills online is a powerful feature of your Online Banking Bill Pay service. Pay almost anyone from your utility company to the babysitter. You may never have to write another check. Bill Pay is an easy–to–use service that tracks due dates and amounts for every bill, sends payment with a single click, and automatically debits your account for easier checkbook balancing.
Already banking online? Get Bill Pay today.
If you are enrolled in Personal Online Banking, you can sign up for Bill Pay by logging into Online Banking and selecting “Payments” and “Bill Pay” from the menu at the top of the Online Banking screen. After completing the enrollment process, just wait 1–2 days, select “Bill Pay” again, and you are ready to pay bills!
If you are enrolled in Online Banking, please contact a customer support representative at 1-800-884-6725 to set up Bill Pay.
New to Online Banking?
If you want Bill Pay and you are not currently enrolled in Personal Online Banking, first enroll in the service using our Online Banking Application. Or call Online Banking Support at 1-800-884-6725. For more information on Personal Online Banking please click here.
You can also view the Bill Payment Service Agreement for terms and conditions.
Vectra gives you more available payees and more payees with electronic payment options along with an intuitive interface and easy-to-use navigation.
Bill Pay is a service offered by Vectra Bank Colorado Online Banking that allows you to set up online bill payments to just about any company or person. You select which person or company you want to pay, and your Online Bill Pay service allows you to choose the date you want for a bill to be paid.
You can add a biller, review your pending payments, check bill reminders, and view your e–Bills and more from one easy–to–navigate payment center. You can also choose to view “Bill History” and “Manage Your Bills” – all using the tabs at the top of the Bill Pay screen.
To add more convenience and control over your finances, Online Bill Pay allows you to select the date when you would like your biller to receive the funds.
Additionally, with e–Bills, you can elect to receive actual copies of your merchant bills directly through the Online Bill Pay. You no longer have to wait to receive bills in the mail or log into your biller’s site. e–Bills are available from hundreds of companies, including major utilities and retailers nationwide, so you can unify and centralize your bill paying.
Also, you will automatically receive temporary “trial e–Bill” service from certain payees. With “trial e–Bills” you can try out a payee’s e–Bills (while still receiving paper invoices) before deciding whether you want to enroll in paperless e–Bills from that payee.
An eligible Vectra Bank Colorado personal or small business checking and or money market account is required to enroll for Online Banking with Bill Pay. A Business Online Banking user must either (a) be a CSA (Customer System Administrator), or (b) be granted Bill Pay entitlements by a CSA. The service is not offered to minors unless the minor is using an account in the minor’s name with a parent or guardian as a co–signer or grantor.
For Personal Online Banking, there’s no charge to enroll in Bill Pay and no monthly service fee! Business customers will be charged the fees set forth in the Business Account Terms fee schedule included in or supplementing their business online banking agreement or deposit account agreement and available here.
To expedite payments, certain fees apply, in addition to any fees for your Bill Pay service account. Please refer to the Account Terms for more information by clicking here
Also known as a Payee, a Biller is any company or person you would like to pay using the Online Bill Pay service.
With e–Bills, you can now choose to receive actual copies of select merchant bills directly through Online Bill Pay. You will no longer have to wait to receive your bills in the mail or log into your Biller’s site. e-Bills will be available from hundreds of companies, including major utilities and retailers nationwide.
Also, you will automatically receive temporary “trial e–Bill” service from certain payees. With “trial e–Bills” you can try out a payee’s e–Bills (while still receiving paper invoices) before deciding whether you want to enroll in paperless e–Bills from that payee.
No, you have the ability to sign up for e–Bills for select merchants directly from within Online Bill Pay.
Also, you will automatically receive temporary “trial e–Bill” service from certain payees. With “trial e–Bills” you can try out a payee’s e–Bills (while still receiving paper invoices) before deciding whether you want to enroll in paperless e–Bills from that payee.
There may be some overlap from the time you sign up for e–Bills and the time the merchant stops sending a paper statement via U.S. mail. However, after signing up for the service, you will only receive that merchant’s statements via e–Bill. If you continue to receive paper statements, you will need to contact the merchant and request that paper statement no longer be distributed to you.
Also, you will automatically receive temporary “trial e–Bill” service from certain payees. With “trial e–Bills” you can try out a payee’s e–Bills (while still receiving paper invoices) before deciding whether you want to enroll in paperless e–Bills from that payee.
Merchants offering e–Bills will appear in the Payment Center with a “Get Bill” icon to the left hand side of the biller name. To pay an e–Bill, click on the icon and follow the on screen instructions to view and pay your e–Bill. You can instruct us to pay that particular e–Bill or automatically pay all e–Bills that come from that Biller.
You can set up “Reminders” on billers and have the option to receive email notifications when a bill is due, if a bill has not been paid by the due date, and when a payment has been sent. You can also view the status of recent payments in the Payment Center “Recent Payments” section, and view payment history on the Bill Activity page.
Vectra Bank Colorado customers with an open and active checking and/or money market account can use the Online Bill Pay service.
Payments made through the Online Bill Pay service are processed either electronically, by a “corporate check” that our third party service provider draws against its own account, or by a “laser draft” that our third party service provider draws against your account with us. Funds for an electronic payment are deducted from your account when the electronic payment processes. Funds for a corporate check payment are generally deducted from your account on the date you scheduled for your payment, (but can be deducted earlier if the check arrives and is deposited early). Funds for a laser draft payment are deducted from your account when the laser draft is presented to us for payment.
When you are scheduling a payment, the dynamic payment calendar allows you to pick your first available pay date. For electronic payments, the first available pay date in most cases will show as the next business day. For check payments, the next available pay date will typically display 2–5 business days from the current date.
You may find Recent Payments in the lower right hand side of the Payment Canter. To view payments older than 45 days click on View Bill History and select date range.
Pay Today initiates a same day expedited payment with an associated fee. For normal payment scheduling use the dynamic calendar to select a desired payment date and click Make a Payment.
No. Within Online and Mobile Banking Bill Pay, only business days will show as available pay dates. If you have a recurring payment that falls on a weekend or federal holiday that payment will automatically be adjusted to the closest previous business day. For example, if your recurring payment is scheduled for Saturday, it will automatically be rescheduled for the Friday before.
You can schedule a payment up to one year in advance.
If you still have questions regarding Vectra Bank Colorado’s Online Bill Pay, please call us at 1-800-884-6725 or visit us at a branch today!
Your Vectra Bank Relationship Bankers are available to answer your questions and help with all of your financial needs. Please give us a call at: 844–210–3604 (Mon – Sat, 7am – 7pm MST), visit us at one of our branch locations or complete the form below.