Banking has changed in Colorado, but we haven't.
Earn up to a $1000 bonus when you keep your checking local by switching to Vectra Bank.
We’re still local.
With all the recent merger and acquisition activity in Colorado, it’s hard to know if your local bank is actually local.
For customers that appreciate the community focus and relationships they get from a local bank, it’s fair to ask if there is a better fit. Vectra Bank is passionate about helping Coloradans achieve their financial goals—and we want to help do the same for you.
For a limited time, stop by and see if Vectra Bank is right for you and earn up to a $1000 bonus when you open a new Gold Account. See disclosures for details.
Earn up to a $1,000 bonus on a new Gold Checking Account.
- Earn $500 when you open a new Gold Account and establish a direct deposit(s) or ACH transfer(s) totaling a minimum of $5,000 in the first 90 days after account opening.
- Earn an additional $500 when you establish and maintain a minimum daily balance of $15,000, within 30 days of account opening and maintain that balance for 120 consecutive days.
Mention promo code VBC1000CB (required for activation) at any Vectra branch to get started. Offer ends 09/30/2026.
Find a Vectra Bank branch near you.
The Vectra Bank Difference
All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.
Digital Banking
Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.
Debit Card
Use your Visa® Debit Card to shop anywhere that Visa is accepted with Visa's Zero Liability Policy.
Zelle®
Effortlessly send or request money with friends, family, and others you know at no additional charge to you.
Online Bill Pay
Easily set up a one-time or recurring payment, helping to ensure bills are paid on your timeline.
Account Alerts
Get automatic alerts when we detect suspicious transactions and set up low-balance notifications for your account.
Mobile Deposit
Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.
Gold Checking Account Benefits
Unlimited ATM Withdrawals
Enjoy unlimited withdrawals at all ATMs for no charge, including refunds of other banks ATM withdrawal fees.
Interest Rate Bonus
Earn higher interest rates on your linked savings and money market accounts.
Loan Rate Discounts
Enjoy a 0.50% rate discount on new consumer loans.
Additional Credit Card Bonus
In addition to your regular credit card rewards, earn an unlimited 0.25% annual bonus on eligible spend each year.