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Please review the frequently asked questions below to learn more about our AmaZing Credit Cards. If you still have questions please give us a call at 1–866–749–7470, visit a branch near you or complete the form below.
For OnCard® frequently asked questions please click here.
The usual stuff – personal information such as SSN, date of birth and income information, as well as contact, employment and collateral information (if applicable). Additionally, we may request paystubs or other documentation depending on the credit card type.
There’s no getting around this one! We will pull a credit history to ensure you qualify.
Your gross income is your income before taxes and other deductions come out. We request your monthly gross income for the application.
Yes. Choose to apply as a “joint.” This will allow you to add information for an additional signer to the loan.
Choose a joint application and enter your spouse’s income under the joint applicant’s income section. Do not enter it as “other” income for yourself.
This varies depending on the completeness of the application and the strength of your credit. Often, you can get a response in under an hour if an application is received during working hours, but we do require two full business days.
Once your application is approved, you will be contacted by a Vectra Bank representative to let you know how to complete the process, or you can contact the branch you selected to complete the process as well. You may be required to provide documentation, depending on the credit card you are requesting.
Once your application is approved, and any supporting documents submitted, you can expect to receive your card within 7–10 business days.
The Vectra Bank Premium Credit cards offer exciting, powerful new ways to earn travel rewards and elevate the way you travel. Opt to earn cash back, or choose points and repay yourself for any purchases made in the last 90 days. All Vectra Bank travel cards also include a full suite of travel benefits, upgrades and perks.