CREDIT CARD BENEFITS
Vectra Bank cardholders enjoy a series of benefits including Travel Accident Insurance/ Trip coverage, Car Rental Insurance, Online Banking, Worldwide Cash Access, Concierge Service, Roadside Dispatch Service and many more!
ALL CARDHOLDERS ENJOY THESE BENEFITS
Zero Liability
Zero Liability[cite::55::cite] protects you from liability for unauthorized use of your Visa® credit cards on unauthorized purchases made online, over the phone or at a store.
Emergency Card Replacement and Cash Disbursement
Just call 800–8472–911 for assistance with card replacement or emergency cash when away from home.
Digital Payment Options
Vectra Bank offers our cardholders several digital payment options, so you can enjoy the one that's right for you. As a digital payment customer, you can experience a simple, personal and convenient way to pay every day.
Online Banking
Conveniently manage your finances 24 hours a day – 7 days a week with Online Banking. Access current online account information including your current account balances, available line of credit, account activity, payment amount and payment due date.
Car Rental Collision Damage Waiver
Car rental collision damage waiver protects you if your rental car is damaged from an accident or theft.
Worldwide Cash Access
Receive cash advances, up to your credit limit. Cash is available at any bank office or at hundreds of ATMs any place in the world these symbols are displayed:
Mobile Banking
Bank wherever you are, whenever you want with Vectra Bank’s Mobile Banking[cite::131::cite].
Free EasyPay
Make automatic monthly credit card payments from your checking or savings account. For additional information or to enroll, call 1–866–749–7470.
Online Travel Notifications
Help prevent your card from being blocked while traveling with Online Travel Notifications.
Card Alerts
Vectra Bank’s Card Alerts[cite::131::cite] are a great way to monitor your credit and debit card activity for potential fraud or simply to help manage your money.
Mobile Card Fraud Alerts
Mobile Card Fraud Alerts[cite::131::cite] quickly recognizes potential fraud to notify and involve you in the resolution process as soon as possible.
Balance Transfer
Combine your balances from other credit card issuers and make one easy payment with a Vectra Bank Balance Transfer. This service is smart, convenient and may help save you valuable time in the future.
Click to Pay
Click to pay with you Vectra Bank Visa the icon where Visa credit & debit cards are accepted. You'll enjoy the same time-saving digital checkout everywhere you see the icon and Visa credit & debit card are accepted.
Apple Pay® and your iPhone®
Use your Vectra Bank credit and debit cards with Apple Pay®, the easy, secure, and private way to pay.
Chip Card Technology
Vectra Bank is pleased to offer Chip Cards to our valued customers. Chip Cards offer improved security, global acceptance and continued ease–of–use.
ADDITIONAL CARDHOLDER AMENITIES
Visa Concierge Service
With Visa Concierge Service[cite::132::cite] get personalized assistance with travel and restaurant reservations, gift arrangements, event tickets, business services, and more – 24 hours a day.
Visa Roadside Dispatch Service
Feel secure when you travel. Now there is a convenient new way to get a jump–start, tire change, or tow when there is no help in sight.
Travel & Emergency Assistance Services
Travel & Emergency Assistance Services[cite::132::cite] is available whenever you need help away from home, Visa’s 24–hour Travel and Emergency Assistance Services is just a phone call away.
Travel Accident Insurance
Travel Accident Insurance[cite::132::cite] is available purchase your air, train, bus or other common carrier tickets with your Vectra Bank Colorado Credit Card, and you are automatically insured for accidental death or dismemberment.
THE VISA SIGNATURE LABEL OFFERS ADDITIONAL PERKS[cite::133::cite]
Signature Label Status
Not a Signature Label Status? YOU MAY QUALIFY FOR AN UPGRADE!
AmaZing Cash® and AmaZing Rewards® cardholders may be eligible for the Signature Label status, with perks including including auto rental insurance waivers, lost luggage reimbursement, warranty protection, offers from luxury hotels and other benefits. See below, your banker or visasignature.com for more details.
Travel
Signature cardholders receive many travel benefits[cite::132::cite] including, auto rental collision damage waivers, companion airline tickets, lost luggage reimbursement and travel accident insurance.
Warranty Manager
Double the manufacturer’s written U.S. warranty[cite::132::cite] up to one full year on warranties of three years or less. Simply register your purchases by phone or online.
Entertainment
Concierge services include personalized assistance with travel and restaurant reservations, event tickets, gift arrangements, business services and more, plus access to some of the best seats in the house at popular music, film, theater and gourmet dining events.[cite::132::cite]
VIVID REWARDS VISA CREDIT CARD
Earn 3X points on dining, gas, rideshares and transit, cable and internet, entertainment and more. Plus earn 1 point per dollar on all other card purchases.[cite::301::cite] No annual fee.
AGILITY CASH VISA CREDIT CARD
Get 1.5% cash back on every card purchase plus enjoy automatic redemption.[cite::308::cite] All this and more for no annual fee.
CLARITY VISA CREDIT CARD
Enjoy a great low rate without all the fees. No annual fee. No late fees. No returned payment fees, and more.
PREMIER VISA CARD
Upgrade to premium rewards and enhanced travel perks. Earn 2.5% on travel purchases and 1.5% on all other purchases.[cite::160::cite] $0 annual fee first year, $95 each year after.
ELITE VISA CARD
Earn even more with 3% back on travel and dining purchases and 1.5% on all other purchases.[cite::160::cite] PLUS enjoy a $100 annual travel credit.[cite::161::cite] $195 annual fee.
RESERVE VISA CARD
Experience our ultimate travel card. Earn 3% back on travel and dining purchases and 2% on all other purchases.[cite::160::cite] PLUS, get a $250 annual travel credit.[cite::161::cite] $450 annual fee, $50 for each additional user.
Still not sure which card is right for you?
Our Vectra Bank Personal Credit Card Comparison Tool can help you find the right card for you.
REACH OUT TO A BANKER
Your Vectra Bank Relationship Bankers are available to answer your questions and help with all of your financial needs. Please give us a call at: 844–210–3604 (Mon – Sat, 7am – 7pm MST), visit us at one of our branch locations or complete the form below.