We will be performing scheduled maintenance on Thursday, August 20th from 10:00 p.m. MT until 11:30 p.m. MT. Online Banking and Mobile Banking will not be available at this time. We apologize for any inconvenience this may cause.

You have safely signed out. Thank you for banking with Vectra Bank.

Your session expired and you have been signed out for your safety.

Supply Chains in 2023: What to Expect

After a troubling few years, let’s take a quick look at what to expect in 2023 from the supply chain perspective.

Since 2020, struggling supply chains have been a constant pain point for companies and consumers alike. Are things looking up this year, or should we hunker down for yet another 12 months of complications and frustrations? We'll get into the current state of most main supply chains, and what you may expect in the future.

Recent history

It's no secret that the COVID-19 pandemic had a very serious impact on the supply chain. From toilet paper to houses, inventory was low. According to The White House, "inventories of cars and homes are also at or near record lows, sufficient for just one month of car sales and 4.4 months of home sales, as compared to pre-pandemic levels of about two months for cars and 5.5 months for homes." It was an all-time low inventory-to-sales ratio by professional calculations.

From there, supply chain disruptions continued as a result of the pandemic, economic uncertainty and political upheaval.

What today looks like

Three years later, some companies and industries have been working to overcome the challenges that these disruptions present and correct supply chain issues. Despite this, the supply chain blockages have had long-lasting effects that will take more than a few years to resolve. With the help of structural changes, shifting strategies and digitization, businesses are seeing the light at the other end of the tunnel.

A McKinsey study reports that "many companies still lack a comprehensive picture of the risks lurking deep inside complex multitier supply networks." Some challenges are exasperated by the lack of incoming talent or employees, which can prevent companies from reaching their targets.

Looking into the future

When it comes to supply chain management, the resulting plan must be more resilient than ever. Consumers and businesses will need to lean into the advantages offered by digitalization processes. According to a McKinsey survey, more than 90% of respondents reported that leaders invested in digital supply chain technologies in 2021 and 2022 to become more efficient.

Risk management has always been important for supply chain management, but we're likely to see it take even more priority in the coming years. Companies will take a closer look at new strategies, technologies and methods of improving resilience. According to a recent Forbes article, consumers and businesses can expect:

  • Less port and rail congestion.
  • Tight warehouse capacity.
  • Shipping rates will fall.
  • Ocean blank sailings will remain high.

Do you want to learn how to prepare yourself and your finances for the future? Reach out to Vectra Bank to learn more.


Content is offered for informational purposes only and should not be construed as tax, legal, financial or business advice. Please contact a professional about your specific needs and advice. Content may contain trademarks or trade names owned by parties who are not affiliated with Zions Bancorporation, N.A. Use of such marks does not imply any sponsorship by or affiliation with third parties, and Zions Bancorporation, N.A. does not claim any ownership of or make representations about products and services offered under or associated with such marks.

Content above is offered for informational purposes only and does not constitute tax, legal, financial, or business advice. Contact a specialist about your specific needs and circumstances. Content may contain trademarks or trade names owned by parties who are not affiliated with Zions Bancorporation, N.A. Use of such marks does not imply any sponsorship by or affiliation with third parties, and Zions Bancorporation, N.A. does not claim any ownership of or make representations about products, services, or content offered under or associated with such marks.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.