We will be performing scheduled maintenance on Thursday, August 20th from 10:00 p.m. MT until 11:30 p.m. MT. Online Banking and Mobile Banking will not be available at this time. We apologize for any inconvenience this may cause.

You have safely signed out. Thank you for banking with Vectra Bank.

Your session expired and you have been signed out for your safety.

Save Money This Winter With Smart Home Improvements

Get cozy without the cost this winter. Learn smart home hacks that save energy and money. Your wallet will thank you!

Winter is coming, and with it, the inevitable spike in energy bills. But what if I told you that you could keep your home cozy without breaking the bank? Thanks to smart home technology, you can. Let's look at some smart home improvements that can help you save money this winter.

1. Smart thermostats: The brain of energy savings

Smart thermostats are no longer a luxury; they're necessary for anyone looking to cut down on energy costs. These devices can learn your schedule and adjust the heating or cooling accordingly. Some even sync with utility providers to use energy when rates are low. 

 According to the U.S. Department of Energy, you can save up to 10% yearly on heating and cooling by simply adjusting your thermostat 7-10 degrees Fahrenheit from its normal setting for 8 hours a day. A smart thermostat does this automatically.

2. Keep tabs on your usage with energy monitors

Energy monitors attach to your electrical panel and give you a holistic view of your home's energy consumption. This can help you identify the appliances that are energy hogs and need to be used more efficiently. Knowing is half the battle.

3. Control your appliances with smart plugs

Smart plugs are a simple yet effective way to control your appliances remotely. Plug your space heater or electric blanket into a smart plug and you can turn it on just before you get home. No more wasting energy heating an empty house!

4. Use LED smart bulbs to light up your savings

Lighting can account for up to 20% of a home's electricity use. Smart LED bulbs not only consume less energy but can also be controlled remotely. Some can even be programmed to simulate sunrise, helping you wake up naturally and reducing the need for additional lighting in the morning.

5. ‘Reduce, reuse and heat’ with smart water heaters

Water heating is another significant energy expense, especially in winter. Smart water heaters allow you to schedule when your water is heated, so you're not wasting energy keeping it hot when you don't need it. Some advanced models can even learn your usage patterns and adjust accordingly.

6. Invest in the long-term with solar panels

While solar panels require a significant upfront investment, they can drastically reduce your energy bills in the long run. With the cost of solar panels dropping, this is becoming an increasingly viable option for many homeowners.

7. Seal the leaks

This isn't a smart home device, but it's smart practice. Sealing gaps and cracks in your home can save up to 20% on heating and cooling costs. Combine this with your smart thermostat, and you're looking at some serious savings.

 With these seven clever tactics, you can boost your home's efficiency and fatten your wallet this winter. As the temperature drops, you can bask in the coziness of your home, secure in the knowledge that you're making financially sound decisions.

For personalized guidance tailored to your unique financial needs, reach out to a Vectra Bank professional. Stay warm and save on!


Content is offered for informational purposes only and should not be construed as tax, legal, financial or business advice. Please contact a professional about your specific needs and advice. Content may contain trademarks or trade names owned by parties who are not affiliated with Zions Bancorporation, N.A. Use of such marks does not imply any sponsorship by or affiliation with third parties, and Zions Bancorporation, N.A. does not claim any ownership of or make representations about products and services offered under or associated with such marks.

Content above is offered for informational purposes only and does not constitute tax, legal, financial, or business advice. Contact a specialist about your specific needs and circumstances. Content may contain trademarks or trade names owned by parties who are not affiliated with Zions Bancorporation, N.A. Use of such marks does not imply any sponsorship by or affiliation with third parties, and Zions Bancorporation, N.A. does not claim any ownership of or make representations about products, services, or content offered under or associated with such marks.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Vectra Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Vectra Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.