Is Your Bank Account Still Working for You? Why It Pays To Review Your Options (and How the New Gold Account Raises the Bar)

Many people still have the same bank account their parents opened for them when they were 12. For some folks, that arrangement works just fine. But for others, they’re not getting the most they could out of their bank. Is your bank account still working for you?

Switching Bank Accounts

Many people feel that switching bank accounts would be a real hassle. This includes even switching between different types of accounts with the same bank.

To be honest, some banks do make it difficult. But if they do, that’s just all the more reason to switch to an account with a different bank that makes your life easier.

It’s common to have the same account for years, and even decades. But banking hasn’t been stagnant since 1997; banks offer different perks, services and fees with new accounts. By reviewing what you’re getting out of your account now, you can determine if switching is the best option for you.

Reviewing Your Options

It makes sense to assess your bank accounts every year. Consider questions such as:

• What are the fees?
• Am I paying extra fees?
• Am I earning interest?
• Is it easy to use?
• Am I getting any perks or bonuses?

After that, it’s helpful to compare what you’re getting to the other accounts your bank offers. For example, if you have an interest-bearing savings account and an interest-bearing checking account — but one that comes with fees or limited withdrawals — it may make sense to change your checking account to something with less limitations and devote your savings account to just deposits. 

Also, don’t forget to look at what other banks are offering. While switching banks is a bit more work, don’t let that deter you. If you like what another bank is advertising, go to your bank and say you’ll walk if they don’t match it. 

The Vectra Bank Gold Account*

Vectra Bank offers the gold standard when it comes to checking accounts — and it just happens to be named the Gold Account.

Our Gold Account is not just our premium checking account option, it’s our commitment to providing you the elevated benefits and exceptional service you deserve. Experience the gold standard in banking—where your financial journey is supported, and your banking experience is as unique as you are, with perks like interest rate bonuses, loan rate discounts, and unlimited ATM withdrawals.  

Is a Gold Account Right for You?

Ready to find the perfect bank account for your needs? Contact a Vectra Bank professional, and we’d be happy to discuss all your account options.

 

^{*Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details.}