LOANS AND LINES OF CREDIT[cite::13::cite]
Life happens, but not always the way you envisioned. We understand. From a car to college to planning life's transitions, Vectra has the right products and services to help you leverage your money.
Personal Unsecured Loan
Personal Unsecured Line of Credit
An easy and convenient way to help adjust for fluctuations in your monthly cash flow.
Learn MoreNew/Used Vehicle Loan
Home Equity Line of Credit
For most homeowners, a Home Equity Line of Credit is one of the easiest and most economical ways to borrow.
Home Refinance Loan
Save on your high–interest mortgage with a Vectra Bank Home Refinance Loan.
Learn MoreHome Equity Loan
For most homeowners, a Home Equity Loan is one of the easiest and most economical ways to borrow.
Learn MoreRecreational Vehicle Loan
Sallie Mae Student Loans[cite::168::cite]
Whether you’re an undergraduate, graduate, or parent— They have options to meet your specific needs.
Learn More
HELPFUL LOAN INFORMATION
- Check Your Application Status
You can apply for a loan online and check your application status anytime. Have you applied already? Check your application status here. - Loan Payment Mailing Address
Consumer Loan Payments can be mailed to the following address:
Vectra Bank Colorado
P.O. Box 30813
Salt Lake City, Ut 84130 - How Does The Loan Process Work?
After you choose the financing you need, we’ll ask you some questions.- What type of collateral will you provide for a home or vehicle loan?
- Tell us about yourself and about your co–applicant if there is one. We need to know where you and your co–applicant live and where you work. We will ask about your income, your assets, your debts and any payments you are making.
- We might need some additional information, such as ID, evidence of employment, tax returns, automobile title, property tax notice, trust documents, etc.
- Don’t worry. This process is quick and we will walk you through every step. We will process your application quickly and let you know the result right away. Then we’ll set up a time for you to close the loan at the branch of your choice.
- Applying Online
Our online application process takes just about 15 minutes. We will respond to your application as quickly as possible. In some cases, this may be within a few minutes of applying, in others it could take up to one business day. Either way, we’ll be faster than the cable man. To apply, simply click on the apply button under each section or call us at 1–800–880–1548.
ADDITIONAL SERVICES
REACH OUT TO A BANKER
Your Vectra Bank Relationship Bankers are available to answer your questions and help with all of your financial needs. Please give us a call at: 844–210–3604 (Mon – Sat, 7am – 7pm MST), visit us at one of our branch locations or complete the form below.