VETERANS ADMINISTRATION LOANS[cite::125::cite]
The VA requires a funding fee from the borrower to pay for this guarantee, which can be added to the loan amount. The amount of the funding fee differs depending upon the veteran’s status, the amount of the loan and prior use of VA mortgages. Veterans can obtain up to 100 percent financing.
LOCAL DECISION MAKING, FASTER RESPONSES
As always, our loan decisions are made locally. This means a faster turn–around time on decisions and ease in getting quick answers to any questions you have during the process.
HOME LOAN / MORTGAGE RESOURCES
Vectra Bank’s Mortgage Experts
Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you. Meet your Loan Officer.
Home Purchase Basics
There are many important things to consider throughout the process, especially if you’re a first–time homebuyer. Click Here for some information that will keep you on track.
Home Mortgage Guide
This guide outlines the steps you can take to help secure your dream home and your ideal home loan. View the Home Mortgage Guide now!
Bank Owned Properties For Sale
Whether you’re a first time buyer, or a seasoned real estate professional, we may have the property you’ve been searching for. Vectra Bank maintains a list of bank–owned properties that are for sale to the general public at extremely attractive prices. Go ahead, make an offer!
Mortgage Servicing
If you already have a mortgage with us, access your loan information on-line conveniently. Click here to access the Loan Portal now.
Check Loan Status
Please click here to log in to check the status of your loan or view messages from your originator. You must have a valid user account to view the status page. Contact your loan officer if you do not have an account.
Mortgage Calculators
Spend less time managing your money and more time enjoying it, calculate loan payments and so much more with these helpful calculators. Click here to view the calculators.
Mortgage Glossary
Vectra Bank's Mortgage Glossary will help you better understand the meaning behind complex and unfamiliar mortgage industry terms. All the Lingo You’ll Want to Know. Click here to learn more.
CONTACT OUR MORTGAGE EXPERTS
Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you. Please give us a call at: 800–737–6620 (Mon – Sat, 7am – 7pm MST), or complete the form below.