CONSTRUCTION LOANS[cite::125::cite]

Single–loan closing, including lot purchase, construction and a permanent loan. This means only one set of closing costs and loan documents.

This loan offers you the option to convert the loan to a fixed-rate permanent mortgage after construction is completed.

Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you. Meet your Loan Officer.

There are many important things to consider throughout the process, especially if you’re a first–time homebuyer. Click Here for some information that will keep you on track.

Please click here to log in to check the status of your loan or view messages from your originator. You must have a valid user account to view the status page. Contact your loan officer if you do not have an account.

Whether you're a first time buyer, or a seasoned real estate professional, we may have the property[cite::288::cite] you've been searching for.  Your new home or investment property is waiting to be discovered! Click here to learn more.

This guide outlines the steps you can take to help secure your dream home and your ideal home loan. View the Home Mortgage Guide now!

If you already have a mortgage with us, access your loan information on-line conveniently. Click here to access the Loan Portal now. 

Vectra Bank's Mortgage Glossary will help you better understand the meaning behind complex and unfamiliar mortgage industry terms. All the Lingo You’ll Want to Know. Click here to learn more.

Spend less time managing your money and more time enjoying it, calculate loan payments and so much more with these helpful calculators. Click here to view the calculators.