CONSTRUCTION LOANS[cite::125::cite]
Vectra Bank Colorado offers a variety of home construction loans to help you build a dream home as unique as you are. [cite::125::cite].
ONE-TIME-CLOSE NEW HOME CONSTRUCTION LOAN
Single–loan closing, including lot purchase, construction and a permanent loan. This means only one set of closing costs and loan documents.
HOME CONSTRUCTION CONVERSION LOAN
This loan offers you the option to convert the loan to a fixed-rate permanent mortgage after construction is completed.
BENEFITS OF HOME CONSTRUCTION LOANS
- Available for new home construction or major remodeling projects.
- Low fixed rate during construction period.
- Low down payment options available.
- No maximum construction loan amount.
- Initial construction phase has one extension available.
- Construction disbursements to your builder are processed by Zions Bank.
HOME LOAN / MORTGAGE RESOURCES
Vectra Bank’s Mortgage Experts
Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you. Meet your Loan Officer.
Home Purchase Basics
There are many important things to consider throughout the process, especially if you’re a first–time homebuyer. Click Here for some information that will keep you on track.
Home Mortgage Guide
This guide outlines the steps you can take to help secure your dream home and your ideal home loan. View the Home Mortgage Guide now!
Mortgage Servicing
If you already have a mortgage with us, access your loan information on-line conveniently. Click here to access the Loan Portal now.
Mortgage Calculators
Spend less time managing your money and more time enjoying it, calculate loan payments and so much more with these helpful calculators. Click here to view the calculators.
Check Loan Status
Please click here to log in to check the status of your loan or view messages from your originator. You must have a valid user account to view the status page. Contact your loan officer if you do not have an account.
Mortgage Glossary
Vectra Bank's Mortgage Glossary will help you better understand the meaning behind complex and unfamiliar mortgage industry terms. All the Lingo You’ll Want to Know. Click here to learn more.
CONTACT OUR MORTGAGE EXPERTS
Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you. Please give us a call at: 800–737–6620 (Mon – Sat, 7am – 7pm MST), or complete the form below.