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One of the easiest and most economical ways to borrow.
From September 15 - November 15, 2020, we are offering a Home Equity Line of Credit with a fixed introductory APR for the first 9 months.
3rd PARTY FEES WAIVED - NO ORIGINATION FEES FOR PRIMARY RESIDENCES UNDER $400,000![cite::231::cite]
For most homeowners, a Home Equity Line of Credit[cite::231::cite] is one of the easiest and most economical ways to borrow. You can use the equity in your home to consolidate high interest rate bills into one monthly payment. Or finance major expenses such as college tuition, home remodeling and renovation – even vacations, new vehicles and more!
With a Home Equity Line of Credit, you apply only once and then you may use your credit line whenever you want. To access your line, simply write a check. Repay and your credit line is replenished. You may use your credit line over and over, so it's great for recurring bills like college tuition paid quarterly, or expenses that will occur in stages, such as home remodeling. It also gives you peace of mind if you simply want to have extra cash available whenever you need it. Naturally, you pay interest only on the amount you actually borrow.
Because your residence secures your line of credit, your interest is almost always lower than with other forms of borrowing.
There’s comfort in knowing you can handle unanticipated expenses or financial emergencies because you’ve got a home. However, once established, your revolving line of credit is there for just about whatever you need it for. Use your Home Equity Credit Line for: