IMPORTANT: Vectra Bank will be making security upgrades to our digital systems on Tuesday, June 23, 2020. To see how you can be prepared for this update, please click here. Thank you Vectra Bank.
VECTRA BANK HOME LOANS
Whatever stage of life you find yourself in, we have the home loan for you[cite::157::cite]. Each Vectra Bank® mortgage features benefits to fit your particular needs. And don't forget to check out our home loan calculators where you can learn how much a mortgage will cost you.
MORTGAGES TO BUY OR BUILD YOUR HOME
FIXED-RATE MORTGAGE
Say no to surprises. Enjoy a consistent mortgage interest rate for the life of your conventional loan.
Learn MoreADJUSTABLE RATE MORTGAGE
Combining an initially low fixed-rate with adjustable mortgage rates later on.
Learn MoreHOME CONSTRUCTION LOANS
New home construction to large remodels, we have the ideal loan to build your dream.
Learn MoreFHA MORTGAGE LOANS
FHA Loans are available for qualified borrowers with low-to-moderate income or who don't have a large down payment and need a little extra assistance.
Learn MoreVETERANS ADMINISTRATION LOANS
For veterans of military service, the VA has a number of home mortgage programs.
Learn MoreJUMBO MORTGAGE LOANS
Loan amounts up to $5 million with a 30 year amortization, adjustable rate.
Learn MoreHOME EQUITY / REFINANCE LOANS
Home Equity Line of Credit
For most homeowners, a Home Equity Line of Credit is one of the easiest and most economical ways to borrow.
Learn MoreHome Refinance Loan
Save on your high–interest mortgage with a Vectra Bank Home Refinance Loan.
Learn MoreHome Equity Loan
For most homeowners, a Home Equity Loan is one of the easiest and most economical ways to borrow.
Learn More
HOME LOAN / MORTGAGE RESOURCES
Vectra Bank’s Mortgage Experts
Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you. Meet your Loan Officer.
Home Purchase Basics
There are many important things to consider throughout the process, especially if you’re a first–time homebuyer. Click Here for some information that will keep you on track.
Home Mortgage Guide
This guide outlines the steps you can take to help secure your dream home and your ideal home loan. View the Home Mortgage Guide now!
Bank Owned Properties For Sale
Whether you’re a first time buyer, or a seasoned real estate professional, we may have the property you’ve been searching for. Vectra Bank maintains a list of bank–owned properties that are for sale to the general public at extremely attractive prices. Go ahead, make an offer!
Mortgage Servicing
If you already have a mortgage with us, access your loan information on-line conveniently. Click here to access the Loan Portal now.
Check Loan Status
Please click here to log in to check the status of your loan or view messages from your originator. You must have a valid user account to view the status page. Contact your loan officer if you do not have an account.
Mortgage Calculators
Spend less time managing your money and more time enjoying it, calculate loan payments and so much more with these helpful calculators. Click here to view the calculators.
Mortgage Glossary
Vectra Bank's Mortgage Glossary will help you better understand the meaning behind complex and unfamiliar mortgage industry terms. All the Lingo You’ll Want to Know. Click here to learn more.
CONTACT OUR MORTGAGE EXPERTS
Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you. Please give us a call at: 800–737–6620 (Mon – Sat, 7am – 7pm MST), or complete the form below.