At Vectra Bank Residential Lending, we understand that getting the right mortgage can
be an anxious, bewildering experience. That is why we offer a proactive approach to
mortgage lending, to fit your specific financial situation. Vectra Bank has the
flexibility and resources to structure a loan that meets your specific circumstances
and we will pre–qualify you absolutely free.
Some mortgage companies offer a large variety of loans but lack the local presence to
help you really understand the decisions you are making. We have the experience to
guide you through the process every step of the way, with competitive pricing, local
underwriting and personalized service that you deserve.
We’re ready when you are.
Mortgage Rules Have Changed
Beginning on January 10, 2014, some new rules go into effect which will
provide homeowners and consumers shopping for a home mortgage with new rights and
greater protection. These rules require lenders to document a borrower’s ability
to repay the loan and follow other guidelines to protect consumers. These new
rules were issue by the Consumer Financial Protection Bureau or CFPB which was
established as part of the Dodd–Frank Wall Street Reform and Consumer Protection
Act of 2010 (Dodd-Frank Act).
Click here to learn more.