Mortgage Loan Options Overview*
Whether you are a first–time buyer or a seasoned homeowner, Vectra can help you understand your loan options and find the right one for you. We’ll shop for the best rates and products, and then bring them directly to you for a customized, one–on–one experience.
Just click on each of the links below to get a quick overview of the various types of loan options available to you. Then your Vectra loan officer will learn about your unique needs, discuss your options and help you choose the right loan.
- Conventional Fixed–Rate
Enjoy a fixed interest rate for the life of you loan.
- Adjustable Rate (ARMs)
Combine an initially low fixed–rate with adjustable rates later on.
- Construction Loans
New home construction to large remodels, we have the ideal loan to build your dream.
- Jumbo Mortgage
Loan amounts up to $5 million with a 30 year amortization, adjustable rate.
- Government Mortgage
The Federal Housing Administration insures mortgages to assist homebuyers in qualifying.
- Veterans Administration
For veterans of military service, the VA has a number of home mortgage programs.
- Other Home Loan\Line Options
Whether you need to consolidate debt, remodel your home or refinance to pay off your mortgage faster, Vectra Bank has a consumer home loan to help you.
It’s Fast & Easy
As always, our loan decisions are made locally. This means a faster turn–around time on decisions and ease in getting quick answers to any questions you have during the process.Apply Now
If you need assistance or if you prefer to apply over the phone, please call our Residential Lending Group at 800–737–6620.
You can also complete the short form below and we'll reach out to you!
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Vectra Bank Colorado Residential Lending Group NMLS #467014
7800 E. Dorado Pl., Suite 100,
Greenwood Village, CO 80111
Toll Free: (800) 737-6620