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WE’RE LENDING!



Many banks still can’t or won’t offer financing for jumbo mortgages. That’s why Vectra is pleased to offer our customers this 30 year amortization, adjustable rate mortgage program that features loan amounts up to $5 million. Whether you are seeking financing for a new purchase, vacation home, investment property, or to refinance your current property, we have the flexibility and resources to structure a loan that fits your specific circumstances and needs.

Plus, the Vectra Bank Residential Lending Group provides the competitive pricing, local underwriting, and personalized service you deserve and can depend on.

Eligible Properties:
  • Single Family Residences
  • Townhomes (Attached or Detached)
  • Condominiums
  • Condotels (on a case-by-case basis)
  • Homes with Acreage

Purchase and Rate/Term Refinances:
Primary and Second Home Properties
3/1, 5/1, 7/1 and 10/1 ARM
Loan Amount LTV
$500,000 - $850,000 75%
$850,001 - $1,500,000 70%
$1,500,001 - $3,000,000 60%
$3,000,001 - $5,000,000 50%
Investment Properties
3/1, 5/1, and 7/1 ARM
Loan Amount LTV
$500,000 - $850,000 65%
$850,001 - $1,500,000 60%
$1,500,001 - $3,000,000 50%
$3,000,001 - $5,000,000 45%

To get started, contact your banker or stop by one of our 38 branches throughout Colorado and Farmington, NM and ask to speak with a Residential Lending Officer. Vectra Bank Residential Lending is always at your service to help achieve your goals.

To download this information as a PDF click here.