Vectra Bank Colorado

Home Equity Credit Line

Home Equity Credit Line

There has never been a better time to get a Home Equity Credit Line from Vectra Bank. With interest rates at historic lows, you can make something that was seemingly out of reach well within your means.

Home Equity Credit Line*

For most homeowners, a Home Equity Line of Credit* is one of the easiest and most economical ways to borrow. You can use the equity in your home to consolidate high interest rate bills into one monthly payment. Or finance major expenses such as college tuition, home remodeling and renovation – even vacations, new vehicles and more!

With a Home Equity Credit Line, you apply only once and then you may use your credit line whenever you want. To access your line, simply write a check. Repay and your credit line is replenished. You may use your credit line over and over, so it's great for recurring bills like college tuition paid quarterly, or expenses that will occur in stages, such as home remodeling. It also gives you peace of mind if you simply want to have extra cash available whenever you need it. Naturally, you pay interest only on the amount you actually borrow.

Because your residence secures your line of credit, your interest is almost always lower than with other forms of borrowing. It's usually tax deductible – but of course you’ll want to consult your tax advisor for full details about the tax advantages.

Apply Now

Check Loan Status

If you need assistance in deciding which loan is right for you or if you prefer to apply over the phone, please call us at 1–888–294–7838. You can also visit one of our personal bankers at a branch near you.

**Important Details**
*Loans and Credit Cards: All credit products are subject to credit approval. Terms and conditions apply. See Home Equity Credit Line Terms and Disclosures. NMLS #565010