Vectra Bank Colorado

AmaZing Rate^® Credit Card*

Enjoy the added savings of shopping with a low rate everywhere you go!

Benefits

• Great low rate if you plan to carry a balance
• 0% Intro APR for 6 months, 10.99%–16.99% variable APR thereafter¹
• 0% Intro APR on balance transfers for 12 months, 10.99%–16.99% variable APR thereafter. 3% fee, $10 minimum²

Need assistance choosing the right credit card? Please give us a call at 844–210–3604, visit a branch near you or complete the form below.

Plus – You Get All This!

Maximize Value

• No annual fee
• Low introductory APR on purchases and balance transfers
• “Show–your–phone” mobile couponing application – Vectra AmaZing Deals^®

Peace of Mind

• Visa^® Zero Liability for fraudulent activity
• Travel Accident Insurance
• Warranty Manager
• Roadside Dispatch and Visa 911 emergency services
• Purchase Alerts to monitor spending by text or email³

Manage Your Budget

• Online Banking for 24/7 access
• Weekly or monthly updates that track spending
• Year–end summary statements

Convenient Payment Options

• Mobile Banking³
• EasyPay: manage your payments with automatic withdrawals

A Card that Reflects You

• myPhotocard^®: upload a custom photo⁴

Learn about all the credit card benefits here!

**Important Details**
Consumer Credit Card Agreement and Disclosure Statement

*Credit Cards: Credit cards are subject to credit approval. Certain terms, conditions and restrictions apply. Offer available to new consumer credit cards only. Limited–time offer. See your Vectra Consumer Credit Card Agreement and Disclosures for more details. All offers subject to change at any time.

1. Intro APR: 0.00% Intro APR for the first 6 months on purchases, on purchases, thereafter, the variable APR will range from 10.99% to 16.99% based on a margin and your credit worthiness.These APRs are accurate as of and actual APR may vary with the market based on the Prime Rate as published in The Wall Street Journal. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments may still be required each month. Offer available for new credit cards only. All offers are subject to change at any time.

2. Intro Balance Transfer APR: 0.00% Intro APR on balance transfers for the first 12 months from the date the balance posts to the account. Thereafter, the variable APR will range from 10.99% to 16.99% based on a margin and your creditworthiness. These APRs are accurate as of and actual APR may vary with the market based on the Prime Rate as published in The Wall Street Journal. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) applies. Transfers made during the Intro period will not be charged any interest. Minimum balance payments may still be required each month. Offer available for new credit cards only. All offers are subject to change at any time.

3. Mobile Banking: Must be enrolled in Online Banking. Data charges from your wireless provider may apply

4. myPhotocard^®: First customization is free. Each new image is $5.00