Vectra Bank Colorado

Elite Visa Credit Card*

Earn 3% cash or 3x points on all travel and dining purchases² and 1.5% cash or 1.5x points on everything else².

The Vectra Bank Elite Visa^® credit card^* offers an exciting, powerful new way to earn travel rewards faster and elevate the way you travel with up to 3x Points on every purchase you make. Opt to earn cash back, or choose points and repay yourself for any purchases made in the last 90 days.

More Options for Travel

	$100 annual travel credit3
	No blackout dates or restrictions on redemption
	$195 Annual Fee
	All Vectra Bank travel cards include a full suite of travel benefits, upgrades, and perks

ENRICH EVERY TRAVEL EXPERIENCE

Vectra Bank travel cards also give you access to a wealth of travel benefits designed to make every experience more enjoyable and more memorable.

	Trip cancellation insurance and trip delay reimbursement, travel accident insurance, lost and delayed baggage reimbursement and more
	Best Rate Guarantee, Automatic Upgrades and VIP Guest Status at more than 900 luxury hotels around the world through the Visa Luxury Hotel Collection
	Visa Signature access to once-in-a-lifetime experiences. Fine wine and food events, special discounts, and more
	Complimentary 24–hour Visa Signature® concierge service

Need assistance choosing the right credit card? Please give us a call at 844–210–3604, visit a branch near you or complete the form below.

**Important Details**
*Credit Cards - Credit Cards are subject to credit approval. Certain terms and restrictions apply. See the credit card application and disclosures for more details. Offers are available for new credit cards only and subject to change at any time.

1. Bonus Rewards Points or Cash Back - Bonus offer applies to new Premier, Elite, or Reserve cardholders, subject to credit approval. Transactional items such as cash advances, balance transfers, returned merchandise, etc. do not qualify toward $4,000 or $5,000 spend amount. Bonus points or bonus cash will be added to your rewards points or cash back balance within 4 to 6 weeks from the end of the 90-day promotion. Certain terms, conditions, and restrictions apply.

2. Amazing Rewards^® Points/ Amazing Cash^® Back - For every dollar spent on net purchases, Reserve and Elite cardholders earn 3 rewards points or 3% cash back and Premier cardholders earn 2.5 rewards points or 2.5% cash back in airlines, hotels, car rental, cruise lines, and travel agencies. Elite and Reserve Cardholders earn 3 rewards points or 3% cash back on dining. Reserve cardholders earn 2 rewards points or 2% cash back and Elite and Premier cardholders earn 1.5 rewards points or 1.5% cash back on all other categories. Rewards points and cash back are not earned an transactional items such as cash advances, balance transfers, returned merchandise, etc. For points redemption, purchases must be redeemed within 90 days of purchase date and account must have at least 2,500 points to redeem. For cash back, must have at least $25 earned cash back to redeem. Account must be in good standing. See AmaZing Rewards or AmaZing Cash Back program Terms and Conditions for full details.

3. Annual Travel Credit - A statement credit will automatically be applied to your account when your card is used for purchases in certain travel categories, up to an annual maximum of $100 (Elite product) or $250 (Reserve product). Annual Travel Credits are refreshed once yearly, the day after the anniversary of your account open date. Qualifying purchases are those billed in the following merchant categories: Airlines, Rental Cars, Hotels, Cruise Lines, Travel Agencies, Airport Terminals, Global Entry, TSA PreCheck, Gogo Inflight Wi-Fi. Identification of qualified purchases is subject to merchants' billing settings. Statement credit(s) will post to your account within 3 days of the settled purchases and will appear on your monthly credit card billing statement within 1-2 billing cycles. With questions about your Annual Travel Credit, or when your next Annual Travel Credit will become available, call the number on the back of your card.