Vectra Bank Colorado

Construction Loans

Construction Loans*

Are you ready to build you dream home?

Construction Loans*

Vectra Bank offers a variety of home construction loans to help you build a dream home as unique as you are.

One–Time Close Construction Loan

Single–loan closing, including lot purchase, construction and a permanent loan. This means only one set of closing costs and loan documents.

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Construction Conversion Loan

Construction Loan Benefits:

  • Available for new construction or major remodeling projects.
  • Low fixed rate during construction period.
  • Low down payment options available.
  • No maximum loan amount.
  • Initial construction phase has one extension available.
  • Interest payments during the construction period can be built into the loan amount.
  • Construction disbursements to your builder are processed by Vectra Bank.

It’s Fast & Easy

Our loan decisions are made locally. This means a faster turn–around time on decisions and ease in getting quick answers to any questions you have during the process.

Apply Now

If you need assistance or if you prefer to apply over the phone, please call our Residential Lending Group at 800–737–6620.

You can also complete the short form below and we'll reach out to you!

Already Applied Online?

Check the status of your loan application online anytime.

**Important Details**
*Mortgage Loans: Loans subject to credit approval. Terms and conditions apply. NMLS #467014

Vectra Bank Colorado Residential Lending Group NMLS #467014
7800 E. Dorado Pl., Suite 100,
Greenwood Village, CO 80111
Toll Free: (800) 737-6620
Office: (720) 947-7596
VBCmortgagecenter@vectrabank.com