Which Loan Is Right for You?
From new construction to large remodels to purchasing your dream home, we’ll help find the right loan.*
Your Loan OptionsFrom new construction to large remodels to purchasing your dream home, we’ll help find the right loan.*
Your Loan Options
At Vectra Bank Residential Lending, we understand that getting the right mortgage* can be an anxious, bewildering experience. That is why we offer a proactive approach to mortgage lending, to fit your specific financial situation. Vectra Bank has the flexibility and resources to structure a loan that meets your specific circumstances and we will pre–qualify you absolutely free.
Some mortgage companies offer a large variety of loans but lack the local presence to help you really understand the decisions you are making. We have the experience to guide you through the process every step of the way, with competitive pricing, local underwriting and personalized service that you deserve.
*Mortgage Loans: Loans subject to credit approval. Terms and conditions apply. NMLS #467014
Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you.
Meet Your Loan OfficerThis guide outlines the steps you can take to help secure your dream home and your ideal home loan. View the Home Mortgage Guide now!
Spend less time managing your money and more time enjoying it, calculate loan payments and so much more with these helpful calculators. Click here to view the calculators.
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first–time homebuyer. Click Here for some information that will keep you on track.
Whether you’re a first time buyer, or a seasoned real estate professional, we may have the property you’ve been searching for. Vectra Bank maintains a list of bank–owned properties that are for sale to the general public at extremely attractive prices. Feel free to browse the list of available properties below, and contact the corresponding property contact should you have any questions. Go ahead, make an offer!
Please click here to log in to check the status of your loan or view messages from your originator. You must have a valid user account to view the status page. Contact your loan officer if you do not have an account.
Beginning on January 10, 2014, some new rules go into effect which will provide homeowners and consumers shopping for a home mortgage with new rights and greater protection. These rules require lenders to document a borrower’s ability to repay the loan and follow other guidelines to protect consumers. These new rules were issue by the Consumer Financial Protection Bureau or CFPB which was established as part of the Dodd–Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd–Frank Act). Click here to learn more.
Vectra Residential Lending has built a strong reputation serving the lending needs of real estate professionals, builders and individual homebuyers. Click here to learn more.
