Vectra Bank Colorado

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Loans & Lines of Credit

Whether you need a new car, debt consolidation, new kitchen, or computer, Vectra Bank Colorado has a consumer loan to help you.


Vectra Bank’s Mortgage Group offers a variety of home mortgage loans: fixed rate or adjustable rate, fully amortizing or balloon payment. Our goal is to provide you with a mortgage that best fits your needs, at the best possible rate, in the least amount of time.

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Helpful Loan Information

Financial Calculators

Check Your Loan Status

Report Lost or Stolen Cards
To report lost or stolen credit cards, please call 1–866–749–7470.

Loan Payment Mailing Address
Consumer Loan Payments can be mailed to the following address:

Vectra Bank Colorado
P.O. Box 30813
Salt Lake City, Ut 84130

How Does The Loan Process Work?
After you choose the financing you need, we’ll ask you some questions.

  • What type of collateral will you provide for a home or vehicle loan?
  • Tell us about yourself and about your co–applicant if there is one. We need to know where you and your co–applicant live and where you work. We will ask about your income, your assets, your debts and any payments you are making.
  • We might need some additional information, such as ID, evidence of employment, tax returns, automobile title, property tax notice, trust documents, etc.

Don’t worry. This process is quick and we will walk you through every step. We will process your application quickly and let you know the result right away. Then we’ll set up a time for you to close the loan at the branch of your choice.

Applying Online
Our online application process takes just about 15 minutes. We will respond to your application as quickly as possible. In some cases, this may be within a few minutes of applying, in others it could take up to one business day. Either way, we’ll be faster than the cable man. To apply, simply click on the apply button under each section or call us at 1–800–880–1548.

Reach out to a Banker

Your Vectra Bank Relationship Bankers are available to answer your questions and help with all of your financial needs. Please give us a call at: 844–210–3604 (Mon – Sat, 7am – 7pm MST), visit us at one of our branch locations or complete the form below.