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Servicemembers Civil Relief Act

Servicemembers Civil Relief Act

In gratitude for the esteemed service to protect our country, Vectra Bank supports military clients and wants to ensure service members are aware of the Servicemembers Civil Relief Act (SCRA) and the benefits it offers.

Servicemembers Civil Relief Act (SCRA)

The SCRA lets persons on active duty in the US Military devote their full attention to service by easing some of their financial obligations and, in certain cases, suspending the enforcement of civil liabilities.

As an active duty member of the US Military, you may be eligible for SCRA benefits and protections on the following products:

  • Line of credit, credit card and installment loans
  • Mortgage and home equity secured loans
  • Deposit accounts
  • Safe Deposit Box Accounts

Benefits and protections for service members apply to both consumer and business loans.

SCRA Resources

About SCRA Protections

Some of the SCRA’s benefits and protections–such as the interest–rate cap limitation and protection from nonjudicial foreclosure and repossession–are intended to protect military personnel who had an existing obligation prior to becoming active duty military but are less able to manage their finances while in active service. Other SCRA protections, such as protection from evictions and termination of auto leases, apply to all active duty members.

For more information, reach out to the Vectra Bank® SCRA unit:


SCRA Servicing Unit
Mail Code UT-BOB-1850
2160 South 3270 West
West Valley City, UT 84119