Vectra Bank Colorado

Youth Savings Accounts

Youth Savings Account

A perfect way to build your children’s savings habits!

Youth Savings Account

No minimum daily balance to earn stated annual percentage yield and no minimum daily balance required to avoid maintenance fees.

Balance Interest Rate Annual Percentage Yield (APY)*
$0 – $4,999.99 0.01% 0.01%
$5,000 – $99,999.99 0.01% 0.01%
$100,000 + 0.05% 0.05%
Open an account today by visiting one of branch locations!

**Important Details**
* Interest: Interest rates and annual percentage yields (APY) are current as of and may be subject to change after account opening. Interest is compounded daily and credited monthly on savings accounts. Interest begins to accrue on the business day you deposit non–cash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Fees: Applicable service fees could reduce earnings on account. See Personal Account Terms and Deposit Agreement for additional information about fees, terms and conditions.

Balances: Minimum balance to open Youth Savings Account is $5.