Minimum daily balance of $200 or more needed to earn stated annual percentage yield and avoid the $3 maintenance fee.
|Balance||Interest Rate||Annual Percentage Yield (APY)*|
|$0 – $199.99||0.00%||0.00%|
|$200 – $4,999.99||0.01%||0.01%|
|$5,000 – $99,999.99||0.01%||0.01%|
* Interest: Interest rates and annual percentage yields (APY) are current as of and may be subject to change after account opening. Interest is compounded daily and credited monthly on savings accounts. Interest begins to accrue on the business day you deposit non–cash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Fees: Applicable service fees could reduce earnings on account. See Personal Account Terms and Deposit Agreement for additional information about fees, terms and conditions.
Balances: Minimum balance to open Savings Account is $50. Minimum balance to earn advertised APY is $200.