From September 1 - November 30, 2019, Vectra Bank is offering a
Home Equity Line of Credit with a fixed introductory rate for the first
9-months with NO CLOSING COSTS FOR LOANS UP TO $400,000.*
We’re ready when you are.
Complete the form below and we’ll contact you about this offer.
If you have questions or prefer to apply over the phone, please call us
at 1-888-294-7838. You can also visit one of our personal bankers at a branch near you!
*Loans subject to credit approval. Terms and conditions apply. Offer applies to new home equity line of credit applications taken between September 1, 2019 and November
30, 2019. Loan must close by December 31, 2019. Minimum line amount is $10,000. Annual fee is $75 after first year. Checks written for less than $250 are subject to a fee of
$15. Collateral must be owner-occupied single family residential property, a secondary residence, or vacation property. Property insurance required. Investment properties
are not eligible. Offer subject to change any time. Advertised APRs are current as of 09/19/19. APRs are subject to change without notice. The advertised 3.24% introductory
APR is fixed for the first nine billing cycles. Post introductory variable APR is based on the Wall Street Journal Prime Rate (4.75% as of 10/31/19) minus a margin. The
minimum variable APR will not be lower than 3.25% and the maximum APR will not exceed 21%. The advertised post introductory period APR reflects the variable rate of
4.75% - 0.50% depending on a customer's current credit score and a first lien position. Post introductory APRs for lines with a second lien position will be .25% higher. For loan
transactions above $400,000, the client is responsible for the appraisal cost. Other terms and conditions apply. Other rates and terms are available. Contact bank for details.
See Home Equity Credit Line Terms and Disclosures.