Vectra Bank Colorado

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1-888-294-7838

Prime - 0.50% for the file of the line. Rates as low as 4.00% Varible APR on a Home Equity Line of Credit* Offer
Prime - 0.50% for the file of the line. Rates as low as 4.00% Varible APR on a Home Equity Line of Credit* Offer
Prime - 0.50% for the file of the line. Rates as low as 4.25% Varible APR on a Home Equity Line of Credit* Offer

Vectra Bank is currently offering a Home Equity Line of Credit with a special variable rate of Prime minus 0.50% for the life of the line. Rates as low as 4.25% Variable APR on a Home Equity Line of Credit.* Advertised APR assumes excellent credit. Your APR may be higher. Offer ends on June 30, 2018!

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If you have questions or prefer to apply over the phone, please call us at 1-888-294-7838. You can also visit one of our personal bankers at a branch near you!



**Important Details**
*Loans subject to credit approval. Terms and conditions apply. Offer applies to new home equity line of credit applications taken between March 15, 2018 and June 30, 2018. Loan must close by July 31, 2018. Minimum line amount is $5,000. Annual fee is $75 after first year. Checks written for less than $250 are subject to a fee of $15. Collateral must be owner-occupied single family residential property, a secondary residence, or vacation property. Property insurance is required. Investment properties are not eligible. Offer subject to change any time. Advertised APRs are current as of 03/22/18. APRs are subject to change without notice. The advertised 4.25% APR assumes excellent credit and is for a loan in first lien position. For loans in a second lien position add 0.25%. Final APRs will be based on commitment amount, loan-to-value, lien position and credit worthiness. The advertised APR is based on the Wall Street Journal Prime Rate (4.75% as of 03/22/18) minus a 0.50% discount for the life of the line. For loans less than $250,000, the client is responsible for a $99.00 flat fee which covers all closing costs, origination fees, and appraisal costs. For loan transactions that exceed $250,000, the client is responsible for the $99.00 flat fee plus the cost of an appraisal. Average appraisal costs range from $550-$750 depending on line amount and other factors. Other terms and conditions apply. Other rates and terms are available. Contact bank for details.

See Home Equity Credit Line Terms and Disclosures. NMLS #467014