Vectra Bank is currently offering a Home Equity
Line of Credit with a special variable rate of
Prime minus 0.50% for the life of the line. Rates as low as 4.00% Variable APR
on a Home Equity Line of Credit.* Advertised APR assumes excellent credit.
Your APR may be higher. Offer ends on June 30, 2018!
We’re ready when you are.
Complete the form below and we’ll contact you about this offer.
If you have questions or prefer to apply over the phone, please call us
at 1-888-294-7838. You can also visit one of our personal bankers at a branch near you!
*Loans subject to credit approval. Terms and conditions apply. Offer applies to new home equity line of credit applications taken between March 15, 2018 and June 30, 2018.
Loan must close by July 31, 2018. Minimum line amount is $5,000. Annual fee is $75 after first year. Checks written for less than $250 are subject to a fee of $15. Collateral
must be owner-occupied single family residential property, a secondary residence, or vacation property. Property insurance is required. Investment properties are not eligible.
Offer subject to change any time. Advertised APRs are current as of 03/15/18. APRs are subject to change without notice. The advertised 4.00% APR assumes excellent
credit and is for a loan in first lien position. For loans in a second lien position add 0.25%. Final APRs will be based on commitment amount, loan-to-value, lien position and
credit worthiness. The advertised APR is based on the Wall Street Journal Prime Rate (4.50% as of 02/28/17) minus a 0.50% discount for the life of the line. For loans less
than $250,000, the client is responsible for a $99.00 flat fee which covers all closing costs, origination fees, and appraisal costs. For loan transactions that exceed $250,000,
the client is responsible for the $99.00 flat fee plus the cost of an appraisal. Average appraisal costs range from $550-$750 depending on line amount and other factors. Other
terms and conditions apply. Other rates and terms are available. Contact bank for details.
See Home Equity Credit Line Terms and Disclosures.