Vectra Bank Colorado

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For business lines of credit of $50,000 or less.
For business lines of credit of $50,000 or less.
For business lines of credit of $50,000 or less.

Remove the time and expense it takes for a typical loan application and find out how we can help you secure the loan you need to start your new business.

Choose between the Business Access Loan and the Business Access Line of Credit

Business Access Line of Credit1

  • Line amounts up to $50,000
  • $150 annual fee
  • Variable rate between 7.24% - 15.49%2
  • Unsecured
  • 36 month Term

Business Access Loans1

  • Borrow $5,000 to $175,000
  • $150 origination fee
  • Fixed rate between 6.94% to 10.24%3
  • Secured with up to 100% financing
  • Up to 60 month term

Why a Business Access Loan or Business Line of Credit?

Simple Business Line Application

For a Simple Application
We value your time and are committed to helping make this the easiest business loan application you've ever experienced.

Estimated Application Time: 10 - 15 MIN.

Business Access Loan

For Simple Ownership
Business Access loans are ideal for companies with a simple ownership structure.

Restrictions may apply if your business is owned by another business entity.

Simple Business Lone Financing

For Simple Financing
Business Access loans are ideal for companies with small borrowing needs.

Restrictions may apply if your business currently has more than $250,000 in debt with Vectra Bank.

Simple, Easy, Fast

To apply for a Business Loan you will need:

To apply online you will need:

  • To be an authorized officer of the business
  • To be at least 18 years old
  • Your Social Security Number
  • Your Employer Identification Number (EIN) – If applicable
  • An email address for all individuals with 20% ownership in the business4
  • The average balance in your business bank accounts
  • The total debt and monthly debt payments for the business
  • The revenue and income information of the business

Please call 1–866–749–7470 or visit a Vectra Bank branch location today to apply for our Business Line of Credit1.

**Important Details**
1. Loans subject to credit approval. Terms and conditions apply.

2. Advertised rates are current as of 6/1/2019, variable and subject to change without notice. Your actual interest rate will be based on credit worthiness and may vary with the market based on the Prime Rate as published in the Wall Street Journal.

3. Advertised rate as of 6/1/2019. Your actual interest rate is based on credit worthiness and is fixed for the term of the loan.

4. Each owner with 20% equity in the business will be asked to sign the application. We send the owners a separate email and they can digitally sign the application or complete the process at a branch.