Remove the time and expense it takes for a typical loan application and find out how we can help you secure the loan you need to start your new business.
Business Access Line of Credit1
For a Simple Application
We value your time and are committed to helping make this the easiest business loan application you've ever experienced.
Estimated Application Time: 10 - 15 MIN.
For Simple Ownership
Business Access loans are ideal for companies with a simple ownership structure.
Restrictions may apply if your business is owned by another business entity.
For Simple Financing
Business Access loans are ideal for companies with small borrowing needs.
Restrictions may apply if your business currently has more than $250,000 in debt with Vectra Bank.
To apply online you will need:
1. Loans subject to credit approval. Terms and conditions apply.
2. Advertised rates are current as of 6/1/2019, variable and subject to change without notice. Your actual interest rate will be based on credit worthiness and may vary with the market based on the Prime Rate as published in the Wall Street Journal.
3. Advertised rate as of 6/1/2019. Your actual interest rate is based on credit worthiness and is fixed for the term of the loan.
4. Each owner with 20% equity in the business will be asked to sign the application. We send the owners a separate email and they can digitally sign the application or complete the process at a branch.