Vectra Bank Colorado

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AmaZing Business Cash Visa Credit Card. For a limited time get $1,000 Cash Back when you spend $7,500 in the first 90 days! –OR– For a limited time get $500 when you spend $5,000 in the first 90 days!
AmaZing Business Cash Visa Credit Card. For a limited time get $1,000 Cash Back when you spend $7,500 in the first 90 days! –OR– For a limited time get $500 when you spend $5,000 in the first 90 days!
AmaZing Business Cash Visa Credit Card. For a limited time get $1,000 Cash Back when you spend $7,500 in the first 90 days! –OR– For a limited time get $500 when you spend $5,000 in the first 90 days!

ADDITIONAL BENEFITS

  • No annual fee
  • AmaZing Deals®2
  • 3% cash back on office supplies, wireless telephone services, computer network services, telecommunications services and equipment. 2% cash back on airline and car rentals. 1% cash back for all other purchases3
  • 0% Intro APR on new purchases for 6 months,13.24% variable APR thereafter4

Additional Benefits

  • Visa Zero Liability6 on unauthorized purchases made online, over the telephone or at a store
  • Purchase security and extended protection
  • Available Mobile Card Fraud Alerts8
  • Emergency card replacement and cash disbursement
  • Cardholder Inquiry Services
  • Lost or stolen card reporting
  • Auto rental collision damage waiver
  • Travel and Emergency Assistance waiver

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Complete the form below and we’ll contact you about this offer.


Pricing
APR after intro period 4 13.24%
Annual Fee $0
BT APR5 13.24%
BT Fee 3%, $10 min no max
Cash Advance APR 9 23.24%
Default APR N/A
Late Payment Fee Up to $39
Return Payment Fee Up to $29
International Transaction Fee 3%
Grace Period 20 days

SUPERCHARGE YOUR CARD WITH THESE EXTRAS

  • Purchase Alerts7
    For peace of mind and to help protect against fraud, add Purchase Alerts to any credit or debit card for free and receive near real–time alerts (via text or email) based on your customized settings. Alert triggers include dollar amount thresholds, card–not–present transactions, international transactions and declined transactions.
  • Mobile Card Fraud Alerts8
    Use your Vectra Bank Credit Card with confidence. Receive a text message any time we see potentially fraudulent charges on your account by enrolling your card with free Mobile Card Fraud Alerts.

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**Important Details**
*Credit Cards are subject to credit approval. All offers subject to change at any time. Certain terms, conditions, and restrictions apply. See your Vectra Business Credit Card Agreement and Disclosures for more details.

1. Welcome Bonus Cash: Bonus offer applies to new AmaZing Cash for Business and AmaZing Rate for Business Credit Cards, subject to credit approval. One bonus payment is allowed per business, not per account or per card. Bonus not available to clients with an existing Vectra Bank business or commercial credit card account. Transactional items such as cash advances, balance transfers, returned merchandise, etc. do not qualify toward $7,500 or $5,000 spend amount. AmaZing Cash for Business bonus cash will be added to your cash back balance and AmaZing Rate for Business bonus cash will be applied as a statement credit within 4 to 6 weeks from the end of the 90-day promotion. Certain terms, conditions and restrictions apply. Account must be in good standing. Offer applies to AmaZing Rewards Points® Credit Cards opened on or after 1/01/20. Offer expires 6/30/2020. See AmaZing Cash Back for Business Program Terms & Conditions for full details.

2. Vectra AmaZing Deals: The Vectra AmaZing Deals app is free; however, data rates from your wireless provider may apply for download and use of the app. The AmaZing Deals® program requires a Vectra Bank Visa® Debit card (requires a Vectra Bank checking account) or Vectra Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. No enrollment fee to participate in the program and no out-of-pocket cost. Rewards and offers are established by participating merchants; are subject to change at any time; and may vary by location, day, time or event. The Vectra AmaZing deals app is currently only available for merchants in Colorado.

3. AmaZing Cash® Back for Business: Cardholder will earn cash back on all net purchases. 3% cash back is earned on office supplies, wireless telephone services, computer network services, and telecommunications services and equipment. 2% cash back is earned on airlines and car rentals when the purchase is made directly with the airline or car rental company. 1% cash back is earned on all other. 3% and 2% cash back apply to the first $150,000 in combined purchases per calendar year, then 1% cash back applies thereafter. Cash Back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $25 earned cash back in order to redeem. Account must be in good standing. See the AmaZing Cash Back for Business Program Terms and Conditions for full details.

4. Intro APR: 0.00% Intro APR for the first 6 months on purchases, after that 13.24% variable APR. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments may still be required each month. These APRs are accurate as of . and actual APR may vary with the market based on the Prime Rate as published in The Wall Street Journal. Offer available for new credit cards only. All offers are subject to change at any time.

5. The variable APR for Cash Advances is 23.24%. The APR is accurate as of and actual APR may vary with the market based on Prime Rate as published in The Wall Street Journal. A 3% cash advance fee for each advance ($10 minimum) will apply.

6. Visa Zero Liability: Cardholder is not responsible for fraudulent charges made with their card or account information as long as they promptly notify Vectra Bank Colorado of unauthorized card use. Does not apply to business ATM or PIN transactions. Disputed transactions must post to the account before provisional credit will be issued. For specific conditions, limitations, and other details, please call the number on the back of your card.

7. Purchase Alerts: Must be enrolled in Online Banking to enroll in Purchase Alerts. PIN-based card transactions are not eligible to receive alerts. Messages and data charges from your wireless provider may apply. Actual time to receive alert is dependent on wireless service and coverage within area.

8. Mobile Card Fraud Alerts: The Bank does not charge for Mobile Card Fraud Alerts. However, standard text message and data charges from your mobile phone carrier may apply. Available services are subject to change without notice. See AmaZing Rewards Program Terms and Conditions for full details.

9. Variable APR for Cash Advances: The variable APR for Cash Advances is 23.24%. The APR is based on the Prime Rate as stated in the Wall Street Journal plus a margin. Prime Rate is currently 3.25% as of . A 3% cash advance fee for each advance ($10 minimum) will apply.