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MERCHANT SERVICES Finding a payment processing solution tailored to the needs of your business and the needs of your customers is critical. Secure and reliable technology, timely processing, cost effectiveness, and customer service are all important factors in choosing the right Merchant Services provider. Together, with our Merchant Services partner TRANSFIRST, Inc., we provide industry–leading solutions, along with an unparalleled service and commitment to your business.

COLORADO MERCHANT SERVICES

     

Merchant Services Details

Merchant Services Consultation Request

Colorado Merchant Services Overview

FIND THE SOLUTIONS YOU NEED IN ONE PLACE

The benefits of Vectra Bank Colorado's Merchant Services program include:

  • Acceptance most major credit cards
  • Point–of–sale debit card processing solutions
  • Mail order / telephone / Internet / software processing
  • Gift and loyalty card acceptance
  • Multiple authorization networks and processing methods
  • Experienced and dedicated sales / support staff
  • 24/7 Merchant Help Desk
  • Timely application submission
  • 48–hour merchant settlement
  • Automated chargeback
  • Retrieval processing system within 24 hours
  • Online access to transactions

From point of sale equipment to services for retail, restaurant, lodging, medical offices and Internet businesses, we have everything you need. Vectra Bank is your single source for processing these payment choices: Visa®, MasterCard®, Diners Club®, Carte Blanche®, the JCB Card, American Express® Card, Discover® Card/NOVUSSM Card brands and most debit cards.

We also offer equipment rental or purchase. When you rent, we guarantee the equipment and provide you with supplies for your terminal. If you own your own equipment today and we support it, we can program it to ensure your transition to our Merchant program is cost effective and efficient.

Choosing a payment processing solution doesn’t have to be difficult. Select any of our solutions and watch your business grow.

WE UNDERSTAND YOUR BUSINESS

Your enterprise is unique. Not only do we have special knowledge of your business, we understand your industry and your competitors. We will customize a solution to help you stay ahead of the game. With a wide variety of comprehensive payment solutions, making the right choice is easy. Some of our program benefits include:

  • Daily transaction totals and reporting for general retailers.
  • Tip entry and reporting for restaurants.
  • Credit confirmation at check-in and check-out for hotels.
  • PC, LAN, and ECR solutions for high-volume merchants.
  • Wireless solutions for mobile merchants.
  • E-Commerce solutions for merchants who want to do business on the Internet.

No matter what the size and requirements of your business are, we will customize a program to suit your unique needs.

RETAIL MERCHANT SOLUTIONS

If you are a merchant who handles a steady volume of credit card and debit card sales over the counter or through mail/telephone, we have the features you need.

MERCHANT SOLUTIONS FOR RESTAURANTS

If you own a restaurant, and especially if you require tip adjustment and reporting capabilities, we have benefits that can provide the solutions your enterprise requires.

MERCHANT SOLUTIONS FOR THE LODGING INDUSTRY

Hotels that need credit confirmation at check–in and check–out or motels that want simple one&ndstep processing options will benefit from one of our tailored programs for this growing industry.

MERCHANT SOLUTIONS FOR THE HEALTH SERVICES INDUSTRY

With our expertise in the Health Services arena, we do not have to guess what it is like to run your practice or institution or hypothesize as to what your special needs might be — we work all day, everyday, refining our entire program and process around the specialized needs of healthcare merchants just like you. Simplicity, efficiency, and competitive net costs are trademarks of our Health Services program.

E-COMMERCE MERCHANT SOLUTIONS

This is the right program for you if you if you are a retailer who:

  • Does not have a website and wants to start up an eStore.
  • Has a website and wants to expand it into an eStore by adding a shopping cart and check–out and authorize and settle online card transactions.
  • Has a website with a shopping cart and needs a way to authorize and settle online card transactions.

Our Flexible Options Provide Convenience and Ease:

  • Confidentiality of your customer’s card information.
  • Payment processing for most hotel management systems.
  • Same terminal for authorization, deposit, and settlement for all cards with check warranty.
  • State tax calculation for the states you choose.
  • Receive/send an email whenever an order is placed.
  • The lowest direct marketing interchange rates if your online transactions meet certain conditions.
  • Electronic Cash Register (ECR), with support for over 100 pre–certified ECRs and PC cash drawers.
  • LAN configuration, even when using multiple terminals and for medium to large hotel properties.
  • Complete wireless solution for mobile merchants. Everything you need in the palm of your hand.
  • Batch authorization to accommodate large volume check-in.
  • Displays both business name and logo at your terminal.
  • Customized receipts with clerk ID and a thank you message.
  • Authorize meal amount with adjustment for tip later.

WE SAVE YOU THE TIME YOU NEED FOR CUSTOMERS

Our products are designed to process transactions fast. That means you can dedicate more time to your customers. When you slide a card through the terminal, it starts dialing the authorization center immediately. In seconds, the transaction is completed and you’re ready to move on to your next customer.

Offline debit cards (Visa Debit Card® or MasterCard® Debit Card) are handled just like credit cards. For online debit cards, customers enter their personal identification numbers via a PIN Pad. The same equipment is used for all cards to automatically deposit transactions. This saves you a trip to the bank and frees up more time for customers.

With TransLink, a Web-based transaction reporting system, you have easy, online access to a comprehensive variety of reports 24 hours a day, 7 days a week. Use this state–of–the–art system to monitor sales activities, view previous statements and authorize reports, and much more — no need to make a phone call or wait for a hard copy report.

KEEP IT SIMPLE

Having more service options and accepting more payment types doesn’t mean things get complicated. Transactions are fast and deposits are automatic. You receive an easy–to–read consolidated monthly billing statement for all card types with automatic billing through your Vectra Bank checking account.

EXPERIENCE COUNTS, SO COUNT ON US

Vectra Bank Colorado is committed to serving you our customers like never before. Through innovative technologies and the ingenuity of our people, we provide businesses new and better ways to manage their finances.

Our merchant customers have immediate access to a world class Customer Service Center available 24 hours a day, 7 days a week with service that’s personal, reliable, and fast. And your local Vectra Bank Relationship Manager and Merchant Services representatives are fully committed to supporting all of your financial service needs.

For more information contact your Relationship Manager or a Vectra Bank Merchant Services Sales Representative at 720–947–7686 or 800–341–8156.

IT’S AFFORDABLE

  • Competitive pricing.
  • A straightforward, easy to understand fee structure.
  • Cost effective options for equipment rental or purchase.

IT’S EASY

  • Ask your Vectra Bank Relationship Manager or Vectra Merchant Services Sales Representative for a Merchant Services application.
  • Fill out the application using our step–by–step instructions.
  • Return the application to your Vectra Merchant Services Sales Representative.
  • Once approved, you’ll be ready to accept credit and debit cards in no time.

WE SUPPORT YOUR BUSINESS

  • One stop 24/7 toll–free customer service at 1-800-654-9256
  • Locally assigned account manager to handle your ongoing payment processing needs.
  • Quick notification of charge-backs.
  • Fast funding.
 
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