CHOOSE BETWEEN THE BUSINESS ACCESS LOAN AND THE BUSINESS ACCESS LINE OF CREDIT
Vectra Bank now offers a simplified way to apply for a small business loan. Remove the time and expense it takes for a typical loan application and find out how we can help you secure the loan you need to start your new business.
BUSINESS ACCESS LINE OF CREDIT[cite::13::cite]
- Line amounts up to $50,000
- $150 annual fee
- Unsecured
- 36 month Term
BUSINESS ACCESS LOANS[cite::13::cite]
- Borrow $5,000 to $175,000
- $150 origination fee
- Fixed rate between 6.94% to 10.24%
- Secured with up to 100% financing
- Up to 60 month term
WHY A BUSINESS ACCESS LOAN OR BUSINESS LINE OF CREDIT?
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For a Simple Application
We value your time and are committed to helping make this the easiest business loan application you've ever experienced.
Estimated Application Time: 10 - 15 MIN.
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For Simple Ownership
Business Access loans are ideal for companies with a simple ownership structure.
Restrictions may apply if your business is owned by another business entity.
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For Simple Financing
Business Access loans are ideal for companies with small borrowing needs.
Restrictions may apply if your business currently has more than $250,000 in debt with Vectra Bank.
SIMPLE, EASY, FAST
To apply online you will need:
- To be an authorized officer of the business
- To be at least 18 years old
- Your Social Security Number
- Your Employer Identification Number (EIN) – If applicable
- An email address for all individuals with 20% ownership in the business[cite::205::cite]
- The average balance in your business bank accounts
- The total debt and monthly debt payments for the business
- The revenue and income information of the business
For when your big idea needs a simple loan application Vectra Bank is for you!
REACH OUT TO A BANKER
Your Vectra Bank Business Bankers are available to answer your questions and help with all of your financial needs. Please give us a call at 844–210–3602, visit a branch near you or complete the form below.