Skip to Content
For minimizing your wait time, not your bottom line.

CHOOSE BETWEEN THE BUSINESS ACCESS LOAN AND THE BUSINESS ACCESS LINE OF CREDIT

Vectra Bank now offers a simplified way to apply for a small business loan. Remove the time and expense it takes for a typical loan application and find out how we can help you secure the loan you need to start your new business.

Use a Business Access Loan to buy or refinance equipment and vehicles. With a Business Access Line of Credit, you can have funds for working capital, marketing efforts or purchasing inventory.

BUSINESS ACCESS LINE OF CREDIT[cite::13::cite]

  • A line amount between $5,000 to $50,000
  • A term up to 36 months
  • The current ownership of the business should be more than 24 months
  • The business should not be owned by another business entity
  • The business should currently have less than $250,000 in loans with our bank
  • $150 annual fee
  • Unsecured
APPLY NOW

BUSINESS ACCESS LOANS[cite::13::cite]

  • A loan amount between $5,000 to $175,000
  • A loan term up to 60 months
  • The current ownership of the business should be more than 24 months
  • The business should not be owned by another business entity
  • The business should currently have less than $250,000 in loans with our bank
  • $150 origination fee
  • Fixed rate between 6.94% to 10.24%
  • Secured with up to 100% financing
APPLY NOW
Business Lines

WHY A BUSINESS ACCESS LOAN OR BUSINESS LINE OF CREDIT?

Simple Application

For a Simple Application

We value your time and are committed to helping make this the easiest business loan application you've ever experienced.

Estimated Application Time: 10 - 15 MIN.

Simple Application

For Simple Ownership

Business Access loans are ideal for companies with a simple ownership structure. 

Restrictions may apply if your business is owned by another business entity.

Simple Application

For Simple Financing

Business Access loans are ideal for companies with small borrowing needs. 

Restrictions may apply if your business currently has more than $250,000 in debt with Vectra Bank.

Business Savings

SIMPLE, EASY, FAST

Before you apply online, you will need:

  • To be an authorized officer of the business
  • To be at least 18 years old
  • To be a business located in Colorado or New Mexico
  • Your Tax Identification Number(s) (SSN / TIN)
  • An email address for all individuals with 20% ownership in the business[cite::205::cite]
  • The revenue and income information of the business
  • The average balance in your business bank account(s)
  • The total debt and monthly debt payments for the business

 

For when your big idea needs a simple loan application Vectra Bank is for you!

APPLY NOW

REACH OUT TO A BANKER

Your Vectra Bank Business Bankers are available to answer your questions and help with all of your financial needs. Please give us a call at 844–210–3602, visit a branch near you or complete the form below.

* indicates required fields