Checking & Savings Accounts

Manage your cash flow and earn interest on short-term or excess funds by depositing them into the right business checking or savings account. We have a variety of choices to make your money work better for you.

Treasury Management

Optimize your cash flow. Achieve fiscal efficiencies. Put idle money to quick productive use. Earn and save more money for your company.

• Merchant Services
• Remote Deposits™
• Information Management Solutions
• Image Retail Wholesale Lockbox Services
• Cash Vault Services
• Automated Clearinghouse (ACH) Services
• Wire Transfer Services
• Payroll Cards
• Investment Sweep & Loan Sweeps
• Fraud management Solutions

Financing for Business Growth

Expand your business. Enter new markets. Vectra offers financing options for today’s needs and tomorrow’s goals.

• Working Capital & Revolving Lines of Credit
• Business Loans
• Small Business Administration (SBA) Loans
  
• Business Cash Reserve
• Real Estate Financing
• 1031 Exchange
• International Services
• Equipment Leasing
• Visa® Business Credit Cards
• Trust and Escrow Services

Innovative Solutions

Spend less time managing your money and more time earning it — with Vectra’s innovative business banking solutions.

• Retirement Plan Services
• Business Online Banking
• Business Bill Pay
• PC Banking
• Mobile Business Banking
• Reddi–Access®
• Account Transition Plus
• Reddi–Response 24–Hour Telephone Banking
• Merchant Services

VectraWorks – An Innovative Workplace Banking Program

What is the workplace banking program?

VectraWorks is an innovative workplace banking program loaded with special features and benefits for participating businesses and their employees. If you’re a business, VectraWorks can help increase direct deposit and streamline your payroll process. If you’re an employee of the business, you can enjoy all of the perks and promotional offers that come with membership!