Vectra Bank Colorado

Merchant Services

Merchant Services

Your business deserves flexibility, customized solutions and high–quality service.

Merchant Services

Find The Solutions You Need In One Place


The benefits of Merchant Services program include:

  • Acceptance of most major credit cards
  • Point–of–sale debit card processing solutions
  • Mail order / telephone / Internet / software processing
  • Gift and loyalty card acceptance
  • Multiple authorization networks and processing methods
  • Experienced and dedicated sales / support staff
  • 24/7 Merchant Help Desk
  • Timely application submission
  • 48–hour merchant settlement
  • Automated chargeback
  • Retrieval processing system within 24 hours
  • Online access to transactions

From point of sale equipment to services for retail, restaurant, lodging, medical offices and Internet businesses, you have options. Vectra can help you with solutions for processing these payment choices: Visa®, MasterCard®, Diners Club®, Carte Blanche®, the JCB Card, American Express® Card, Discover® Card/NOVUSSM Card brands and most debit cards.

You have the flexibility to either rental or purchase equipment. When you rent, you receive the equipment and the supplies for your terminal. If you own your own equipment today and it is supported by Vectra, we can program it to ensure your transition to Vectra is cost effective and efficient.

Choosing a payment processing solution doesn’t have to be difficult. Select any of our solutions and watch your business grow.


We Understand Your Business


Your enterprise is unique. We work hard to understand your industry and your competitors, and will work with you to customize a solution to help you stay ahead of the game. With a wide variety of comprehensive payment solutions, making the right choice is can be easy. Some of the program benefits include:

  • Daily transaction totals and reporting for general retailers.
  • Tip entry and reporting for restaurants.
  • Credit confirmation at check–in and check–out for hotels.
  • PC, LAN, and ECR solutions for high–volume merchants.
  • Wireless solutions for mobile merchants.
  • E–Commerce solutions for merchants who want to do business on the Internet.

No matter what the size and requirements of your business are, we’ll work with you to find the right fit for your business.


Retail Merchant Solutions

If you are a merchant who handles a steady volume of credit card and debit card sales over the counter or through mail/telephone, we can help you find the solutions you need.

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Merchant Solutions For Restaurants

If you own a restaurant, and especially if you require tip adjustment and reporting capabilities, there are solutions for your enterprise.

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Merchant Solutions For The Lodging Industry

Hotels that need credit confirmation at check–in and check–out or motels that want simple one step processing options will benefit from one of the tailored programs for this growing industry.

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Merchant Solutions For The Health Services Industry

With our knowledge of the health services world, we understand the specialized needs of healthcare merchants just like you. Simplicity, efficiency, and competitive net costs are what you can expect from these solutions.

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E–Commerce Merchant Solutions

This is the right program for you if you if you are a retailer who:

  • Does not have a website and wants to start up an eStore.
  • Has a website and wants to expand it into an eStore by adding a shopping cart and check–out and authorize and settle online card transactions.
  • Has a website with a shopping cart and needs a way to authorize and settle online card transactions.
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For more information contact your Relationship Manager or a Vectra Bank Merchant Services Sales Representative at 720–947–7686 or 800–341–8156.

**Important Details**
Merchant Services: Merchant Services products and services are provided directly by First Data Merchant Services Corporation and not Vectra Bank Colorado.

Trademarks: All trademarks, service marks and trade names referenced in this material are the property of their respective owners.