Check Recovery from Fiserv streamlines and accelerates the recovery of bad checks and lost funds by automating the collection process. Through strategically timed, electronic check re–presentment and comprehensive online reporting capabilities available, Check Recovery delivers an end–to–end solution for lost funds recovery.

Anytime Payments™ is Vectra Bank Colorado’s all–in–one, web–based, electronic payment system. This product makes the billing and collection process fast, effective, and convenient for your business and for your customers. Anytime Payments has a user-friendly interface connected to your ACH network and to your credit card network so that you can create and receive electronic payments from a checking, savings, or credit card account.

Have your customer’s check remittances directed to and processed by authorized bank personnel - deposits post same day as received and remittance information is customized to meet your needs.

Vectra’s revolutionary image–based technology improves the speed and efficiency of your collections and returns by converting paper checks into electronic payment items and enabling you to make deposits right from your office. To view an interactive demonstration which highlights the benefits Remote Deposits can offer you and your business, see the "web" version click here. To see a demonstration of how Remote Deposits "desktop" version works click here. To schedule a FREE no obligation consultation, call us today at 800.341.8156.

Maintain as many collection and disbursement accounts as you need, while automatically consolidating your cash into a single concentration account and automatically fund disbursement accounts as needed, each day.

Utilize fully automated, state-of-the art deposit processing and change order systems in a secured vault environment conveniently located in central Denver and Colorado Springs.

Issue low cost electronic funds transfers through the ACH to gain efficiencies over traditional paper based transaction alternatives.

Consolidate and economize internal audit controls by using a time and money-saving, automated method of balancing your commercial account on a daily, weekly or monthly basis.

Offers retailers or other businesses with multiple locations an efficient way for all locations to deposit into one consolidated account, while maintaining separate accounting for each location.

VectraView is our online treasury management platform that brings convenience, efficiency, and analytics to our clients’ commercial banking experience. VectraView allows businesses to view balances and transactions, initiate wires, ACH, stop payments, and internal transfers, as well as view and download DDA and Analysis statements. Plus, with VectraView, businesses can customize on-screen displays and reports, streamline workflows and administer user access and permissions to make daily tasks faster, more efficient and more secure.

Gain next day access to DDA, Sweep and Account Analysis statements.

Enables early detection and return of unauthorized checks in an online environment.

Access front and back digital images of paid checks, deposited checks and your entire account statement all on one easy–to–use, easy–to–store CD–ROM.

The Payroll Card is an innovative payroll product that can help your company reduce costs and build employee loyalty. The Payroll Card is a VISA® branded card that allows your company to offer direct deposit to those employees who either do not have a bank account or do not want their payroll deposited to their existing bank account. Payroll Cardholders have access to their pay 24 hours a day, 7 days a week via purchases everywhere VISA® is accepted, point-of-sale terminals, and ATMs.

Increase control over your disbursements and make better use of your available cash by receiving early morning same-day notification on check clearings. In–state and East Coast sites available.

Maintain as many collection and disbursement accounts as you need, while automatically consolidating your cash into a single concentration account and automatically fund disbursement accounts as needed, each day.

Easily and securely compose and send same day bank transfers via phone or PC to locations throughout the U.S. and the world.

Issue low cost electronic funds transfers through the ACH to gain efficiencies over traditional paper based transaction alternatives.

Preserve daily liquidity and maximize your company's daily financial value at the same time by having the available funds in all your checking accounts automatically swept into a low-risk, high-yield investment account.

Eliminates the time and effort associated with manually transferring funds to and from various accounts. If an account has a positive balance, all funds in excess of a pre-established "peg" balance are transferred and applied to the LIne of Credit to reduce principal (if any), otherwise, funds are accrued in the Sweep Account, where they can earn interest.