When you make purchases from the growing list of participating merchants using your Vectra Bank debit or credit card, you can save on things like office equipment, rental cars, gas, and more. Your savings will appear as credits on future statements. To view a full list of participating merchants please click here.
Get started in 3 easy steps:
- Enroll your eligible* Visa Business debit or credit card for free at www.visasavingsedge.com
- Use your enrolled Business debit or credit card for qualifying purchases at participating merchants
- Save automatically on qualifying purchases and get discounts as credits on future account statements
Frequently Asked Questions
What is Visa SavingsEdge?
Visa SavingsEdge® provides enrolled Visa Business cardholders automatic discounts on qualifying purchases at participating merchants. Discounts require no coupons or codes, because they are applied as statement credits on enrolled Visa Business cardholders’ future account statements.
Is there a fee to enroll in the program?
No. Simply register your valid Visa Business credit and/or Debit card on the “Enroll Now” section of the program website at www.visasavingsedge.com. After you receive enrollment confirmation, you’ll receive automatic discounts as statement credits when you use your enrolled card to make qualifying purchases at participating merchants.
Enrollment & Eligibility
How do I enroll?
Enroll your eligible Visa Business credit and/or debit card on the “Enroll Now” section of the program website at www.visasavingsedge.com. You will be required to read and accept the program Terms and Conditions on your own behalf and on behalf of your business to complete your enrollment.
How do I know if my Visa Business Credit and/or Debit Card is eligible?
When you enter your Visa Business card number during enrollment, Visa will verify your card’s eligibility and send confirmation of enrollment. Eligible cards include Visa Business Credit Cards, and Visa Business Debit Cards.
Can I enroll more than one Visa Business card in Visa SavingsEdge?
Yes. You can enroll up to 10 eligible Visa Business cards under a single login if you are the business owner or if you are authorized by the business owner to enroll multiple cards. Only the cardholder who enrolled the cards will receive email communications about the program and can access the password protected section of the program website. To allow multiple cardholders to receive emails about the program and have account access on the program website, each card must be enrolled separately under a different email address. Then, each enrolled Visa Business card will be treated as a separate account and the discounts received for each qualifying purchase will appear on the account statement for the Visa Business card used to make the qualifying purchase.
How can I invite another business to join Visa SavingsEdge?
Sharing the benefits of Visa SavingsEdge® is easy. Simply click the Invite a Business Friend button on the Home page to send an email to a Business Friend. Your contact will receive an email explaining the benefits of the program and has a link that allows them to join immediately, if eligible.
Why did I receive an error message when I tried to enroll?
Be sure you completed all required fields. Also, confirm that you correctly entered your email address and password in the entry and confirmation fields. If you cannot complete your enrollment, please contact Visa Global Customer Care Services at 888–466-9227 for assistance.
What should I do if I received a message that my card is already enrolled?
Your employer or an employee of your business who is authorized to register your card may have enrolled your card. Keep in mind, a card number may be enrolled in the program only one time. If another employee has the same card number and enrolled the card number, you cannot enroll the same card number in the program. If you would like more information about enrollment, please contact Visa Global Customer Care at 888–466–9227 for assistance.
Someone told me I’m enrolled in Visa SavingsEdge. How was I enrolled?
Your employer or an employee of your business who is authorized to register your card may have enrolled your card. If so, changes to your profile, access the program website and receipt of program emails are available only to the authorized cardholder who registered your card. To change this, your card must be removed from the program by the cardholder who enrolled your Visa Business card in Visa SavingsEdge®. Then, you can re–enroll using your own email address.
Why do I need to give my full credit card or debit card number?
Your full card number is required to confirm eligibility to participate in Visa SavingsEdge, to track your qualifying purchases and to enable Visa to issue your statement credits. Visa will not use this information for any purpose other than to facilitate your participation in the program.
Purchase Requirements & Offer Terms
How do I get Visa SavingsEdge® discounts?
It’s easy. Just follow these simple steps:
- Enroll your eligible Visa Business card(s) online at www.visasavingsedge.com
- Accept the program Terms and Conditions on behalf of yourself and your business.
- Receive confirmation from Visa that your card(s) is/are enrolled in Visa SavingsEdge®.
- Make qualifying purchases at participating merchants with active discount offers. Click here for more information on qualifying purchases.
- The discount amount will be automatically calculated based on the merchant offer terms (please see Merchant Offers for current merchant offers).
- You will then receive the discount as a statement credit posted on a future Visa Business Credit and/or Debit Card statement.
How do I find specific retailers or items?
To search for a specific retailer, item or shopping category, simply enter a keyword in the text–entry field near the top of any page. You can also click on the “Merchant Offers” tab for a full view of all the retailers where you can get discounts through the Visa SavingsEdge® website.
How is the amount of the discount calculated?
The discount amount is automatically calculated based on the specific merchant offer terms. For example, if a merchant is offering a 5% discount on all qualifying purchases, then a qualifying purchase of $100 will receive a $5 credit on a future statement. Current offer details are available at the “Merchant Offers” section of the program website at www.visasavingsedge.com.
Does the discount apply to total purchase price, including sales tax, shipping, etc.?
Yes. The discount applies to the total purchase price charged to your enrolled Visa Business card, which may include applicable sales taxes and shipping charges.
What purchases qualify to receive a discount? What is a qualifying purchase?
Qualifying purchases include any signature–based purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (a purchase made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa Business Credit and/or Debit Card, which is processed or submitted through the Visa U.S.A. Inc. payment system. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled Visa Business Credit and/or Debit Card if you want to receive a merchant discount for such purchase. PIN-based purchases, purchases you initiate through identification technology that substitutes for a PIN, payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, Interlink-processed transactions, fees charged by us (for example, annual fees, finance charges, and related service charges, if any apply), payments made for pre–paid and re–loadable cards such as certain gift cards, Visa Buxx, and similar cards, payments made for payment instruments that can readily be converted to cash (for example, traveler’s checks, money orders, wire transfers, and similar products or services), or transactions that are not processed or submitted through the Visa U.S.A. Inc. payment system are not qualifying purchases.
What if I made purchases before I enrolled my card in Visa SavingsEdge
Only the qualifying purchases you make after you enroll your Visa Business card (and receive confirmation of your enrollment) can qualify for a discount.
Which merchants participate in Visa SavingsEdge® and what are their offer terms?
Participating merchants and current offer details are available online at https://www.visasavingsedge.com. New offers may be added or existing offers may be modified or removed at any time, so please check back often to view current offers.
Do Visa SavingsEdge® offers supersede any rebate or special offer I receive from the merchant?
No. Visa SavingsEdge provides discounts in addition to other offers made by participating merchants.
How will I receive my Visa SavingsEdge® discounts?
Discounts will be automatically posted as credits to your enrolled Visa Business card account and will appear on a future statement. Look for credits with the following description: " Visa SavingsEdge Discount — [Merchant Name]".
When will my discount appear on my Visa Business card statement?
Your statement credit will be posted on a future statement. Due to processing time, the credit may not be posted during the same period as the statement on which the related qualifying purchase is posted.
I received a credit on my statement that I do not recognize. What is this?
Your employer has enrolled your Visa Business card in Visa SavingsEdge, which is a convenient program that provides automatic discounts on qualifying purchases at participating merchants. Your discounts appear as statement credits on your Visa Business card account. For more program details and updates, please visit the program website.
I noticed a purchase and credit discrepancy on my Visa Business card statement. What should I do?
A discrepancy may occur if any of your purchases were not qualifying purchases. Visa SavingsEdge® discounts apply to qualifying purchases only. Also, it may take more than one statement cycle for some of your credits to be posted. If over four weeks have passed since your qualifying purchase was made, contact Visa Global Customer Care Services at 888–466–9227 to investigate.
How will I recognize the credit on my statement?
When you receive your statement, look for a credit with the following description: "Visa SavingsEdge Discount– [Merchant Name]".
Is there a limit to how many statement credits I can earn?
There may be limits and restrictions associated with a given merchant offer. Please review each merchant offer for details. Participating merchants and current offer details are available online at www.visasavingsedge.com.
I made a purchase at a participating merchant and have not received my discount. Why is that?
Allow a minimum of two weeks after your qualifying purchase for your credit to post to your account.
If you have not received your statement credit after four weeks, contact Visa Global Customer Care Services at 888–466–9227 to investigate.
Cancelling Program Participation
How do I cancel my participation in Visa SavingsEdge®?
You may cancel your participation in the Program at any time by visiting the Program Website. A Business may also cancel the participation of any Cardholder within its organization in the Program at any time by visiting the Program Website. Revoked statement credits based on returns, adjustments, or chargebacks with respect to a Qualifying Purchase made on an enrolled Visa Business Card may be completed, in Visa’s sole discretion, after the cancellation of the Business’ enrollment, or a Cardholder’s participation, in the Program. If a Business or Cardholder closes the Visa Business Card enrolled in the Program, the Cardholder and the Visa Business Card will be automatically removed from the Program, as well.
I’m no longer receiving discounts and I did not cancel my participation. What should I do?
It’s possible that your Visa Business card number has changed because you reported it lost or stolen. If so, you should enroll your new card number on the program website at www.visasavingsedge.com. If your card number has not changed, please contact Visa Global Customer Care Services at 888–466–9227 to investigate. NOTE: If your account is not in good standing, your participation in the program may be discontinued. When your account returns to good standing, you may begin to receive the discounts again after you re–enroll in the program.
Can I re–enroll in Visa SavingsEdge® after I have cancelled my participation?
Yes, you can re–enroll at any time. Once re–enrolled, you will resume receiving Visa SavingsEdge® discounts on qualifying purchases at participating merchants.
Will I be able to keep my statement credits if I cancel my participation in Visa SavingsEdge?
Yes. You will receive statement credits on any qualifying purchases made at participating merchants prior to canceling your participation in the Visa SavingsEdge®.
What if I receive a replacement Visa Business card with a different card number?
If your issuer provides you with a replacement Visa Business card with a different account number, you must enroll your replacement card in Visa SavingsEdge® to continue receiving automatic discounts on qualifying purchases at participating merchants. You must also remove the previous card number that was replaced.
What if I forget my password?
You can reset your password by clicking on "Forgot password" on the Sign In screen of the program website at www.visasavingsedge.com. After you enter your email address and successfully answer your security question, a temporary password will be sent to your email address. The next time you log in, you will use the temporary password. Then you can reset your password. If you forget the answer to your security question, please contact Visa Global Customer Care Services at 888–466–9227 for assistance.
Where can I learn more about Visa SavingsEdge® and get answers to general questions?
You can review the Frequently Asked Questions (FAQs), the Merchant Offer section and the Terms and Conditions on the program website at www.visasavingsedge.com.
Who do I contact if I have problems enrolling my Visa Business card?
Please contact Visa Global Customer Care Services at 888–466–9227 for any questions related to enrolling in Visa SavingsEdge.
Who do I contact if I have questions about my discounts and/or statement credits?
If you have general questions regarding Program features and/or would like information about Merchant offers, please visit the “Frequently Asked Questions” page and the Merchant Offer Description web page on the Program Website.
If you have questions regarding any Qualifying Purchases, Discount Offers and/or statement credits related to the Program, please contact Visa Global Customer Care Services at 888–466–9227 for investigation and/or referral to your Visa Business Card issuer, as appropriate. If you have any other questions regarding your Visa Business Card or statement, please contact the customer service representative at your Issuer. The Issuer’s contact information may be on the back of the Visa Business Card or in the Card Agreement.
How will my email address be used?
Visa may send you periodic email updates to inform you of program changes or updates. You may also receive promotional communications about Visa SavingsEdge®, participating merchants, offers and program updates if you opt–in to receive them.
What if I would like to receive promotional emails about Visa SavingsEdge®?
When you enroll in Visa SavingsEdge®, you can indicate your preference to receive promotional offers. You can change your preferences at any time by logging in to your account on www.visasavingsedge.com and by clicking on Preferences.
What if I prefer not to receive any emails about Visa SavingsEdge®?
When you enroll, you can indicate your preference not to receive promotional emails about Visa SavingsEdge®.
You can change your preferences at any time by logging in to your account on www.visasavingsedge.com and clicking on My Account.
How often will I receive program updates?
Visa will send no more than one program update per quarter (3–month period). Program updates provide useful information about your account, highlight new program features, announce changes to Terms and Conditions and more.
Security & Privacy
Is my information secure?
Visa employs multiple layers of security to guard against phishing attacks against the Visa brand, our customers, products, programs and services. Our fraud detection, site blocking and site shutdown programs are administered via a central, anti–fraud command center, hosted by a leading anti-pharming and anti–phishing service provider. Visa’s service provider monitors millions of emails daily with feeds from multiple partners (e.g. Microsoft, AOL/Netscape, EarthLink, Internet browsers and proprietary feeds) and has standing orders to shut down confirmed fraudulent sites. Staffed by over 40 fraud analysts, Visa’s 24/7 command center has multi–lingual capabilities and can shut down sites domestically or internationally.
What strategy does Visa take against phishing?
Visa employs multiple layers of security to guard against phishing attacks against the Visa brand, our customers, products, programs and services. Our fraud detection, site blocking and site shutdown programs are administered via a central, anti–fraud command center, hosted by a leading anti–pharming and anti–phishing service provider. Visa’s service provider monitors millions of emails daily with feeds from multiple partners (e.g. Microsoft, AOL/Netscape, EarthLink, Internet browsers and proprietary feeds) and has standing orders to shut down confirmed fraudulent sites. Staffed by over 40 fraud analysts, Visa’s 24/7 command center has multi–lingual capabilities and can shut down sites domestically or internationally.
How do I know the emails I receive from Visa SavingsEdge® are legitimate?
Visa SavingsEdge emails will always include the program name in the sender’s name field. We will NEVER ask you for personal information or to verify anything about your Visa Business card account. Requests like these are often scams, and Visa and Visa card issuers take great care to avoid sending any email that may be confused with these types of scams. If you receive an email purporting to be from Visa or any Visa card issuer that you believe is not legitimate, please forward it to email@example.com.
Visa SavingsEdge® Terms & Conditions
Visa SavingsEdge is an automated discount program (“Program”) offered by Visa U.S.A.
Inc. (“Visa”, “we” and “us”) to each eligible corporation, limited liability company,
partnership and sole proprietor (“Business”) that holds a Visa Business Credit Card,
Visa Business Platinum Credit Card, Visa Business Debit Card, Visa Business Platinum
Check Card and/or Visa Business Signature Card issued by an Issuer participating in the
Program (each, a “Visa Business Card” and “Card”) whose enrollment in the Program is accepted
Visa SavingsEdge® Information Guide 11These terms and conditions (“Terms and Conditions”) apply both to the Business and each individual who uses a Card through the Business (“Cardholder” and “you”). Each Cardholder must also be authorized to use the Visa Business Card by the financial institution issuing such Card (“Issuer”) pursuant to the payment card agreement (“Card Agreement”) between the Business and the Issuer. The Business shall be jointly and severally responsible for any use of Cards and participation in the Program by Cardholders. By participating in the Program, the Business and each Cardholder agree to be bound by these Terms and Conditions, as applicable to each as provided herein.
Each Cardholder must sign up and be accepted by Visa as a participant in the Program in order to be eligible for discounts. Alternatively, the Business can directly enroll Cardholders and Cards in the Program. Under the Program, Cardholders will receive discounts from merchants participating in the Program (“Merchant”) each time such Cardholder uses an eligible Visa Business Card that is enrolled in the Program to purchase qualifying goods or services from a Merchant pursuant to an active discount offered by such Merchant (each, a “Discount Offer”), and that transaction is processed or submitted through the Visa payment system (each, a “Qualifying Purchase,” as more fully described below). The Card Agreement will continue to govern use of the Visa Business Card(s) by the Business and Cardholders. In the event of a conflict between the Card Agreement and these Terms and Conditions, the Card Agreement will govern, except that these Terms and Conditions will govern and control with respect to all matters relating to the Program. These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without reference to its conflict of laws provisions. The Business and each Cardholder agree that any dispute arising from or in connection with these Terms and Conditions and/or the Program shall be resolved exclusively in the state and federal courts residing in San Francisco County, California.
Changes to the Program
We have the right to modify, restrict, limit or change the Program in any way and at any time. Changes may include, but are not limited to: changing the participating Merchants; changing the specific details, requirements or qualifications of a Discount Offer; adding or removing Discount Offers; changing the duration of any Discount Offer; and changing these Terms and Conditions. We will notify the Business and Cardholders of material changes to the Program and/or to these Terms and Conditions by notice provided on the program website at http://www.visasavingsedge.com (the “Program Website”), and you should check the Program Website from time to time for such changes. We also reserve the right at any time to suspend or cancel the Program. We also reserve the right to suspend or cancel any Business’ and/or Cardholder’s enrollment in the Program without notice unless required by applicable law, including, without limitation, where we believe you are abusing or wrongfully using the Program. Merchants may also suspend or cancel the ability of Business and/or any Cardholder to qualify for a discount for any transaction at that Merchant without notice unless required by applicable law.
Businesses and authorized Cardholders in the United States that hold an eligible Visa Business Card and are in good standing are eligible to apply for enrollment in the Program. We reserve the right to determine in our sole discretion whether any Business or Cardholder may enroll in the Program.
To participate in the Program, you must be authorized by the Business to enroll your eligible Card in the Program and accept these Terms and Conditions on behalf of yourself and the Business. Moreover, the Business must: (a) be party to a valid Card Agreement, (b) be approved by Visa to enroll, or authorize enrollment of, one or more Visa Business Cards in the Program, (c) control Cardholder access to Visa Business Cards, and (d) agree to these Terms and Conditions. With respect to Businesses, by checking the applicable agreement box the signatory represents that he or she is an authorized signatory for the Business under the Card Agreement and that the Business agrees to these Terms and Conditions. With respect to Cardholders, by checking the applicable agreement box you represent that you are authorized to enroll the Card in the Program and that you agree to these Terms and Conditions.
In order to enroll Visa Business Cards in the Program, the Business and/or Cardholder must follow the instructions on the Program Website. Each Visa Business Card number must be enrolled separately and will be treated as a separate account, even if two or more Visa Business Card numbers are associated with the same credit, checking, or other underlying account. If there are multiple Visa Business Cards with the same card number, that Visa Business Card number may only be enrolled once. By enrolling a Visa Business Card number, or permitting a Visa Business Card to be enrolled, the Business represents that the individual enrolling that number is authorized to enroll all of the Visa Business Cards with that number. There is no cost to the Business to enroll a Visa Business Card in the Program or for Cardholders to use Cards to participate in the Program.
While enrolling in the Program on the Program Website, the Business and/or each Cardholder will be required to provide an email address and select a password that must be entered in order to access the Program Website. The Business and/or Cardholder, as applicable, will receive a confirmation message to the email address provided at time of enrollment if Visa approves enrollment of the Visa Business Card(s) in the Program. The Business is responsible for ensuring and protecting the security of passwords and for any activity conducted at the Program Website through its email addresses and associated passwords.
The enrolled Business and/or participating Cardholders will receive a discount at Merchants only for Qualifying Purchases that are in full compliance with the terms of the applicable Discount Offer. A “Qualifying Purchase” is further defined as any signature-based purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (a purchase made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa Business Card, which is processed or submitted through the Visa U.S.A. Inc. payment system. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled Visa Business Card if you want to receive a Merchant discount for such purchase. PIN–based purchases, purchases you initiate through identification technology that substitutes for a PIN, Interlink-processed transactions, payments made for pre–paid and re–loadable cards such as certain gift cards, Visa Buxx, and similar cards, payments made for payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, and similar products or services), or transactions that are not processed or submitted through the Visa U.S.A. Inc. payment system are not Qualifying Purchases. We reserve the right to determine in our sole discretion whether a Visa Business Card transaction is a Qualifying Purchase.
Each Discount Offer will be subject to additional terms and conditions specific to the Discount Offer. These terms and conditions may address such matters as the level of discount for the Discount Offer, expiration date of the Discount Offer, the purchase or other requirements of the Discount Offer, or any other limitations or restrictions in connection with the Discount Offer. You cannot qualify for a Discount Offer once the Discount Offer is removed from the Program. Participating Merchants may offer discounts on purchases of goods or services at their physical locations in the United States, on their websites or by telephone or mail orders. The level of any discount offered and other terms and conditions applicable to such Discount Offer are determined by us and the Merchant in our respective sole discretions. Please refer to the Program Website for additional Discount Offer terms and conditions and Program information.
Discount Offers may be subject to availability. Discount Offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales, including, without limitation, the sale of goods and services in certain restricted categories. Businesses, Cardholders and the applicable Merchant are each responsible for compliance with all laws related to the Discount Offer, including the payment and collection of any federal, state or local taxes.
Once a Visa Business Card is enrolled in the Program, the discount the Business or Cardholder receives from a Qualifying Purchase will be automatically credited to the applicable participating Visa Business Card account. The Discount Offer credit will not appear on the receipt at the Merchant's point of sale. A Discount Offer credit will be posted to the applicable Card statement for each Qualifying Purchase, but may be posted on a Card statement following the Card statement on which the related Qualifying Purchase is posted. A posted Discount Offer credit may be reversed, in Visa’s sole discretion, for any returns, adjustments, or chargebacks relating to a Qualifying Purchase. The reversal of any Discount Offer credit will appear on a future Card statement.
You are not eligible to receive any Discount Offers and/or statement credits while your Visa Business Card account is not in good standing. Any transactions entered into by the Business or a Cardholder during such time will not be deemed a Qualifying Purchase and forfeited from Program eligibility.
Communications with Program Participants
The Program Website will present information regarding current Discount Offers at the Merchant Discount Offer web page.
By using the Program Website, we may make electronic communications to you, including through emails and/or postings to the Program Website (and mobile-based communications, such as SMS messages if you opted-in to receive such mobile–based communications). All electronic communications from us to you shall be deemed to be communications “in writing” and deemed delivered to you no later than the earlier of the date actually received or five days from the date of posting or dissemination.
By enrolling a Visa Business Credit and Check Card in the Program, you agree to advise us of any changes in the email address(es) for the Business and/or Cardholders by updating the Business’ Program profile on the Program Website. If you would like to retain a copy of these Terms and Conditions, please print a paper copy.
You may elect to receive information of a promotional nature about the Program via email by so indicating on the Business profile on the Program website or in connection with Program enrollment. If you elect to receive such promotional information, we may from time to time send you promotional emails containing selected Discount Offers or other offers from select Issuers and Merchants to the respective email address(es). If you would like to change your election to receive these promotions at any time, please visit the Program Website to update the Business’ Program profile or use the unsubscribe link or address contained within each promotional email.
In addition, you may elect to receive mobile-based communications (such as SMS messaging) related to your Program account and/or promotional messages by so indicating on the Business' Program profile or in connection with Program enrollment. Although mobile–based messaging features are not yet available, we plan to make these convenient features available in the future. If and when they are available, we will send mobile-based messaging (Program–related and/or promotional in nature, depending on the election) directly to the mobile telephone number(s) you provide in connection with your election. To receive these mobile–based communications, you must maintain at your own cost a mobile telephone capable of sending and receiving text messages. Standard text message rates apply to each text message sent and received in connection with this feature. Please see your wireless provider for pricing plan details. If you would like to change your election to receive these mobile–based communications at any time, please visit the Program Website to update the Business’ Program profile or follow the unsubscribe information contained in each mobile–based message. Please allow sufficient time for us to process your request.
Canceling Program Participation
You may cancel your participation in the Program at any time by visiting the Program Website. A Business may also cancel the participation of any Cardholder within its organization in the Program at any time by visiting the Program Website. Revoked statement credits based on returns, adjustments, or chargebacks with respect to a Qualifying Purchase made on an enrolled Visa Business Card may be completed, in Visa’s sole discretion, after the cancellation of the Business' enrollment, or a Cardholder’s participation, in the Program. If a Business or Cardholder closes the Visa Business Card enrolled in the Program, the Cardholder and the Visa Business Card will be automatically removed from the Program, as well.
Lost, Stolen or Damaged Cards
If a Visa Business Card enrolled in the Program is lost, stolen or damaged, first call the Issuer at the telephone number provided in the Card Agreement to request a replacement Card from the Issuer. Please be aware that the replacement card may have a different Card number. You will be eligible for the Discount Offers even if an enrolled Visa Business Card is lost, stolen or damaged. However, you will have to enroll the replacement Visa Business Card on the Program Website if the new replacement Card is issued by the Issuer with a different Card number. In such case, the previously enrolled Card will be removed from the Program. However, Qualifying Purchases made through unauthorized purchases from a lost or stolen Card or Card number will not be eligible for any discounts under the Program.
If you have questions regarding Program features and/or would like information about Merchant offers, please visit the “Frequently Asked Questions” page and the Merchant Offer Description web page on the Program Website.
If you encounter problems while applying to enroll your Visa Business Card(s) in the Program and/or while updating the Business' Program profile on the Program Website, please contact Visa Customer Care at 888-466-9227.
If you have any questions regarding any Qualifying Purchases, Discount Offers and/or statement credits related to the Program, please contact Visa Customer Care at 888-466-9227 for investigation and/or referral to the Issuer, as appropriate.
If you have any other questions regarding your Visa Business Card, please contact the customer service representative at the Issuer. The Issuer’s contact information may be on the back of the Visa Business Card or in the Card Agreement.
Disclaimers and Limitations
Visa is not responsible for resolving any questions or disputes regarding Discount Offers, the crediting of a Discount Offer to your Card account or the handling of returns, disputes and chargebacks with respect to a Qualifying Purchase. Without limiting the previous sentence, all questions and disputes are subject to the Card Agreement and, except as specifically set forth above under “Customer Service”, must be directed to the Issuer for resolution. Any required arbitration or other dispute resolution process provided for in the Card Agreement shall apply to your participation in the Program.
Visa is not responsible for the products or services purchased through Qualifying Purchases. You may be subject to additional terms and conditions, warranties or other requirements of the Merchant and the product’s manufacturer or the service provider. Visa disclaims all representations or warranties, express or implied, including, without limitation, those regarding quality, suitability, merchantability, fitness for a particular purpose or otherwise with respect to the Program, Discount Offers and any goods or services sold by Merchants in connection with the Program.
In no event shall Visa, its affiliates or any of its directors, officers, employees, agents or subcontractors (collectively, “Visa Parties”), be liable under any theory of tort, contract, strict liability or other legal theory for lost profits, lost revenues, lost business opportunities, exemplary, punitive, special incidental, indirect or consequential damages, each of which is hereby excluded by agreement of the parties, regardless of whether such damages were foreseeable or whether any party or any entity has been advised of the possibility of such damages. Visa Parties are not liable for any injury, damage or loss to person or property or any expense, accident or inconvenience that may arise from your participation to the Program, or the use of products or services purchased through Qualifying Purchases.
Visa Parties are not responsible for any error, malfunction or problem of any kind whether human, mechanical, typographical, printing, network or electronic, relating to or in connection with this Program, including, without limitation, errors, malfunctions or problems which may occur in connection with the administration of the Program, the processing of Qualifying Purchases and/or discounts, or the presentation of Discount Offers. Persons found tampering with or abusing any aspect of the Program, as solely determined by Visa, will be removed from the Program and all associated Qualifying Purchases and/or discounts will be cancelled and voided.
The Business and each Cardholder jointly and severally agree to indemnify and hold the Visa Parties harmless from and against all losses, liabilities, damages and expenses resulting from or arising out of the Business’ enrollment and the participation of any Cardholder in the Program, including, without limitation, any damage relating to the use of products and services acquired though Qualifying Purchases.
By enrolling in the Program, the Business and each Cardholder hereby release Visa Parties from any claim, liability or damage relating to the Program or the use of any Discount Offers. The Program and/or any Discount Offers under the Program are void where prohibited by applicable law. Notwithstanding anything in these Terms and Conditions to the contrary, Visa and all providers of services to the Program shall have no liability to the Business or any Cardholder in connection with the Program.
Visa may share aggregated information about ineligible cards submitted for enrollment in the Program with the Issuers of such cards; provided, however, that the information shared will not personally identify any cardholder.
As a part of the Program, transaction information will be shared between Merchants, Issuers and Visa (and/or their respective service providers) in order to process your statement credits and to generally make the Program available to you. In addition, certain information about your clickstream activity and additional transaction information may be shared between the Merchant, your Issuer and Visa on either an aggregate (non–personally identifiable) or a personally identifiable basis and such information will be subject to each party’s respective privacy policies and practices.
Visa is a registered trademark of Visa International Service Association.
Find the right AmaZing Credit Card for Business today!
* Eligible Cards for Enrollment: All AmaZing Business Credit Card, Legacy Business Credit Card, and Business Debit Card products are eligible for enrollment. Commercial Cards, Purchasing Cards, and Capital Cards are not eligible.
Trademarks: Trademarks or trade names used herein are owned by parties who are not affiliated with Vectra Bank. Use of such marks does not imply any sponsorship by or affiliation with third parties, and Vectra Bank does not claim any ownership of or make representations about products and services offered under or associated with such marks.