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BUSINESS
CREDIT
CARDS
Amazing Business credit cards from the bank you know and trust.
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Card Options For Your Business



AmaZing CashTM For Business Card
Get cash back with every purchase

AmaZing Cash for Business Card
  • No annual fee
  • Cash Back automatically deposited in $100 increments
  • 2% cash back on office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment1
  • 1% cash back for all other purchases2
  • 0% Intro APR on new purchases for 6 months,13.90% variable APR thereafter3
Apply Now

AmaZing Rewards® For Business Card
Earn points with every purchase.

AmaZing Rewards for Business Card
  • No annual fee
  • Lets you apply your points toward any purchase made with your card.
  • Earn 1 point for every dollar spent4
  • Up to 25% annual bonus on reward points5
  • 0% Intro APR on new purchases for 6 months,13.90% variable APR thereafter3
Apply Now

AmaZing RateTM For Business Card
Great low rate if you carry a balance.

AmaZing Rate for Business Card
  • No annual fee
  • 0% Intro APR on new purchases for 6 months, 10.25% variable APR thereafter3
  • 0% Intro APR on balance transfers for 6 months, 10.25% variable APR thereafter. 3% fee, $10 min6
Apply Now

Visa® Business Debit Card
Cash when you need it.

Wherever you are. That’s the ease and convenience of Vectra Bank’s no annual fee Debit Cards. Looks like a credit card, but works like a check. The Debit Card can be used anywhere Visa cards are accepted and allows you to pay for purchases with funds deducted directly from your checking account. You can also withdraw cash from thousands of ATMs worldwide. You can save time and more easily manage your finances by scheduling the payment of your household bills automatically through your Visa Debit Card.



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All credit cards subject to credit approval.


Supercharge Your Card With These Extras



Purchase AlertsTM

For peace of mind and protection against fraud, add Purchase Alerts to any credit or debit card for free7 and receive near real–time alerts (via text or email) based on your customized settings. Alert triggers include dollar amount thresholds, card–not–present transactions, international transactions and declined transactions.

Learn more in our Purchase Alerts FAQ!

VISA® IntelliLink®

Easily track, analyze and manage your expenses by accessing reports online and downloading transactions directly into popular financial software packages, such as Intuit® QuickBooks® and Quicken®. Features include:

  • Cost allocation and expense reporting
  • Extractable data files in common file formats
  • Large selection of customizable and standard reports

VISA® Information Source–Select

A streamlined version of Visa IntelliLink that delivers any combination of five spending reports automatically via email. For each report you can choose the format, frequency and distribution.

  • Cardholder Summary
  • Company Summary
  • Spending Summary
  • Cardholder Detail
  • Spending Detail

myPHOTOcard® 8

Personalize your debit or credit card with your favorite photo or company logo easily online. A great way to promote your business, it’s simple, fun and unique to your company. Go to vectrabank.com/myphotocard to learn more!

More Credit Card Benefits

PLUS, ON ALL VISA BUSINESS CARDS YOU’LL RECEIVE THESE BENEFITS

  • Visa Zero Liability on unauthorized purchases made online, over the telephone or at a store
  • Purchase security and extended protection
  • Emergency card replacement and cash disbursement
  • Cardholder Inquiry Services
  • Lost or stolen card reporting
  • Auto rental collision damage waiver
  • Travel and Emergency Assistance waiver

TO APPLY PLEASE CALL 1-888-758-5349 OR
VISIT A VECTRA BANK BRANCH LOCATION TODAY!

*Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply. See Vectra Bank Business Credit Card Agreement and Disclosure Statement for more details. All offers subject to change at any time.

1. The 2% cash back bonus is earned on select business purchases which include office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of their total, cardholder will earn 1% cash back. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. Participation in AmaZing Cash for Business program requires an open and active Vectra business deposit account in good standing and in the same name as the credit cardholder. Deposit will be credited in increments of $100.

2. Customers earn 1% for every dollar spent on net purchases only. Cash back is not earned on cash advances, balance transfers, fees, quasi–cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. Participation in AmaZing Cash for Business program requires an open and active Vectra business deposit account in good standing and in the same name as the credit cardholder. Deposit will be credited in increments of $100.

3. 0.00% Introductory APR on new purchases for first six months, after that, 10.25% variable APR for the AmaZing Rate for Business card, 13.90% variable APR for the AmaZing Cash for Business card and AmaZing Rewards for Business card. The APR is based on the Prime Rate as stated in the Wall Street Journal plus a margin. The interest rate payable on the card will change effective with changes in the Index. Prime Rate is currently 3.25% as of 10/10/2012. Introductory APR does not apply to cash advances and may not apply to balance transfers depending on card type. Purchases made during the first six months of account opening will not be charged any interest. Minimum balance payments are still required each month. This offer only available to new AmaZing Business credit cards.

4. Offer available on AmaZing Rewards for Business credit cards only. Customers earn one rewards point for every dollar spent on net purchases only. Rewards points are not earned on cash advances, balance transfers, fees, quasi–cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets.

5. Offer available on AmaZing Rewards for Business credit cards only. Cardholder may earn up to 25% bonus on $250,000+ annual card spend on net purchases. Bonus is based on your total annual card spend, total annual rewards points earned, and annual spending tier. Annual Spending Tiers: Tier 1: $0 – $49,999 = 0%, Tier 2: $50,000 – $99,999 = 5%, Tier 3: $100,000 – $149,999 = 10%, Tier 4: $150,000 – $199,999 = 15%, Tier 5: $200,000 – $249,999 = 20%, Tier 6: $250,000+ = 25%. Sample annual reward is: Annual spend of $120,500 earns 1 point for every dollar spent or 120,500 points. Tier 3 Annual Bonus is 10% of total points for the year or an additional 12,050 points (120,500 x 10%). The annual bonus will be credited to your rewards points balance within six weeks of the calendar year–end. Rewards points are not earned on cash advances, balance transfers, fees, quasi–cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets.

6. 0.00% Introductory APR on Balance Transfers for the first six months, 10.25% variable APR after that. The APR is based on the Prime Rate as stated in the Wall Street Journal plus a margin. The interest rate payable on the card will change effective with changes in the Index. Prime Rate is currently 3.25% as of 10/10/12 This balance transfer introductory offer is only available on new AmaZing Rate for Business card accounts. Balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the introductory period will not be charged any interest. Minimum balance payments are still required each month.

7. Message and data charges from your wireless provider may apply. Must be enrolled in Online Banking.

8. There is no charge for the first uploaded myPHOTOcard image and a $5.00 fee for any image thereafter.