Vectra Bank Colorado

Business Credit Card* Overview

We know you have many credit cards to choose from. That’s why we wanted to make sure our Business AmaZing credit cards delivered everything you expect from a premium card, along with a few things you may have never thought possible.

You can also supercharge your card with these extras!

Need assistance choosing the right credit card?

Please call 1–866–749–7470 visit a Vectra Bank branch location or complete the short form below!

**Important Details**
Business Credit Card Agreement and Disclosure Statement

* Credit Cards: Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply. See Vectra Bank Business Credit Card Agreement and Disclosure Statement for more details. All offers subject to change at any time.

1. Introductory APR: 0.00% Intro APR for the first 6 months on purchases, 16.15% variable APR thereafter for AmaZing Cash and AmaZing Rewards for Business Cards, variable 12.50% APR for AmaZing Rate for Business Card. These APRs are accurate as of and actual APR may vary with the market based on the Prime Rate as published in The Wall Street Journal. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments may still be required each month. Offer available for new credit cards only. All offers are subject to change at any time.

2. Intro Balance Transfer APR: 0.00% Intro APR on balance transfers for the first 6 months from the date the balance posts to the account, 16.15% variable APR thereafter for AmaZing Cash and AmaZing Rewards for Business Cards, variable 12.50% APR thereafter for AmaZing Rate for Business Card. The APR is accurate as of and actual APR may vary with the market based on the Prime Rate as published in The Wall Street Journal. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) applies. Transfers made during the Intro period will not be charged any interest. Minimum balance payments may still be required each month. Offer available for new credit cards only. All offers are subject to change at any time.

3. AmaZing Cash_® Back for Business: Cardholder will earn cash back on all net purchases. 3% cash back is earned on office supplies, wireless telephone services, computer network services, and telecommunications services and equipment. 2% cash back is earned on airlines and car rentals when the purchase is made directly with the airline or car rental company. 1% cash back is earned on all other. 3% and 2% cash back apply to the first $150,000 in combined purchases per calendar year, then 1% cash back applies thereafter. Cash Back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $25 earned cash back in order to redeem. Account must be in good standing. See the AmaZing Cash Back for Business Program Terms and Conditions for full details.

4. AmaZing Rewards^® Points for Business : Offer available on AmaZing Rewards^® for Business credit cards only. Cardholder will earn rewards points on all net purchases. Three rewards points are earned on office supplies, wireless telephone services, computer network services, and telecommunications services and equipment. Two rewards points are earned on airlines and car rentals when the purchase is made directly with the airline or car rental company. One rewards point is earned on all other. Three rewards points and two rewards points apply to the first $150,000 in combined purchases per calendar year, then one rewards point applies thereafter. Rewards points are not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem. Account must be in good standing. See AmaZing Rewards Program Terms and Conditions for full details.

5. Welcome Bonus Cash: Bonus offer applies to new Amazing Cash^® for Business and Amazing Rate^® for Business Credit Cards, subject to credit approval. One bonus payment is allowed per business, not per account or per card. Bonus not available to clients with an existing Vectra Bank business or commercial credit card account. Transactional items such as cash advances, balance transfers, returned merchandise, etc. do not qualify toward $5,000 spend amount. Amazing Cash^® for Business bonus cash will be added to your cash back balance and Amazing Rate^® for Business bonus cash will be applied as a statement credit within 4 to 6 weeks from the end of the 90-day promotion. Certain terms, conditions and restrictions apply. Account must be in good standing. Offer applies to Amazing Cash^® or Amazing Rate^® for Business Credit Cards opened on or after 10/01/18. Offer expires 12/31/2019. See Credit Card Terms and Conditions for full details.



6. Welcome Bonus Reward Points: Bonus offer applies to new Amazing Rewards^® for Business Credit Cards, subject to credit approval. One bonus payment is allowed per business, not per account or per card. Bonus not available to clients with an existing Vectra Bank business or commercial credit card account. Transactional items such as cash advances, balance transfers, returned merchandise, etc. do not qualify toward $5,000 spend amount. Bonus points will be added to your rewards points balance within 4 to 6 weeks from the end of the 90-day promotion. Certain terms, conditions and restrictions apply. Account must be in good standing. Offer applies to Amazing Rewards® for Business Credit Cards opened on or after 10/01/18. Offer expires 6/30/2019. See AmaZing Rewards Program Terms and Conditions for full details.