Vectra Bank Colorado

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Business CD

Business Certificates of Deposit

Diversify your portfolio with a business CD offering a fixed, higher interest rate locked in for the specific period of time you want, between 1 month to 5 years.

Business Certificates of Deposit

Use a Certificate of Deposit to maximize your savings for a fixed period of time.

Features & Benefits

  • Open an account with a minimum deposit of $1,000
  • Depositors are insured by the FDIC to at least $250,000
  • Earn a competitive interest rate on money you don't need to access right away
  • Fixed interest rate, compounded daily1
  • Choose a flexible savings term between 28 days and 5 years2
  • Use Business Online Banking to manage finances through a mobile phone, tablet, or computer3
  • Call our U.S.-based customer service center available 7am to 7pm Monday–Saturday 844-210-3602


Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date.


There is no monthly fee with this account.

Business CD
Term Interest Rate Annual Percentage Yield (APY)4
3 months 0.10% 0.10%
6 months 0.10% 0.10%
12 months 0.15% 0.15%

Business Jumbo CD
Term Interest Rate Annual Percentage Yield (APY)4
3 months 0.10% 0.10%
6 months 0.10% 0.10%
12 months 0.25% 0.25%

Your Vectra Bank Business Bankers are available to answer your questions and help with all of your financial needs. For additional terms or questions please give us a call at 844-210-3602, visit a branch near you or complete the form below.

**Important Details**
Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet, and the Business Accounts Schedule of Fees, or speak with a banker for more details.

1. Certificates of Deposit Interest – Your disclosed interest rate will not change until the CD renews. Interest is calculated using the daily balance method, which applies a daily periodic rate to the collected balance in the account each day. Annual percentage yield (APY) is variable and may change. Penalties assessed for early withdrawal. Other fees may apply and may reduce earnings. Ask your banker for details.

2. Certificates of Deposit Interest – Interest is calculated on collected funds only. Annual Percentage Yield (APY) is fixed for the term of the CD. Penalties assessed for early withdrawal. Fees may reduce earnings.

3. Business Online Banking & Mobile Banking – Mobile Banking requires download of the smartphone or tablet version of Vectra Bank Business Mobile Banking from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment in online banking. Please see the Service Charge Information schedule for applicable fees. Subject to the terms and conditions of the Business Online Banking services agreement.

4. Interest Rates and Annual Percentage Yields (APY) – Interest rates and annual percentage yields (APY) are current as of . Minimum opening deposit is $1,000. Significant fee for early closure applies.