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Apply now for a Business Flex Checking Account!


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Non-Profit banking

Business Banking Checking Account Comparison Guide


  BUSINESS FLEX CHECKING BUSINESS INTEREST CHECKING BUSINESS RELATIONSHIP CHECKING COMPLETE COMMERCIAL CHECKING
Perfect Account For... Small to medium sized businesses with normal banking activity, variable balances and low transaction volumes Businesses with moderate balances and low transaction volumes that want an interest–bearing yet low cost account Small to medium–size businesses with increasing transactional activity or excess balances in a money market account or lending relationship Medium to large business clients who have treasury needs, maintain an average balance of $100,000 or more and have more than 200 transactions per month
Monthly Maintenance Fee $8 $10 $20 $16
Requirement to avoid the Monthly Maintenance Fee Yes
Complete one of the following account activities: - Use business credit card for more than $500 in purchases - Exceed $50 in fees across select categories like Wire Transfer, Returned Deposited Items, Insufficient Funds, and others - $2,500 average balance
Yes
$3,000 average collected daily balance
Yes
Satisfy any of these balance options: - $20,000 average balance in this account - $40,000 balance in eligible linked deposit accounts -$50,000 balance in eligible linked deposit account and loan balances
Yes
With earnings credit allowance4
Free Visa® Debit Card, no transaction fee, no annual fee, and no usage fee at any Vectra Bank or MoneyPass ATM Yes Yes Yes Yes
No Annual Fee AmaZing Business Visa Credit Cards3 with rewards programs (Cash Back Savings & AmaZing Rewards3) Yes Yes Yes Yes
No Charge for Specific Number of Checks, Withdrawals or Deposits Yes Yes Yes Yes
With earnings credit allowance4
Free Safe Deposit Box for one year (3x5 or smaller) Yes Yes Yes  
Business Online Banking, Business Bill Pay1 and convenient eStatements & eNotices Yes Yes Yes  
Earns Interest   Yes    
Aggregated balances from business deposit and loan accounts linked in monthly balance requirements    Yes  
No Maintenance Fee on up to two Linked Business Flex Checking Accounts    Yes  
No Maintenance Fee on Linked Business Savings and Business Money Market Accounts    Yes  
$100 off your first check order placed through Deluxe Business Advantage 1-800-252-3414    Yes  
Automatic bonus interest rates applied to linked Business Money Market accounts    Yes  
Automatic fee discounts and waivers for services including incoming wire transfer, overdraft protection, prefunded direct deposit and more    Yes  

See Business Account Terms for all fees, terms and conditions.

  1. Fees may apply; see Account Terms or contact a banker for details.
  2. Access to one (1) Business Owner Checking account with no monthly maintenance fee while maintaining corresponding non-profit checking account. Activity fees may apply. See banker or Account Terms for details.
  3. Subject to credit approval; terms and conditions apply.
  4. Account Analysis calculates service fees based on the transaction volume on the account, adds the fees to the monthly maintenance fee and other applicable charges, then applies an Earnings Credit to offset all or part of the total charges due. If fees/charges are greater than the Earnings Credit, the account will be charged the difference. If fees/charges are less than the Earnings Credit, the account will be credited the difference.