Quick Steps to Build Credit
Whether your score needs improvement or you don't have a credit report yet, there are a few easy ways to build credit from the ground up.
Credit scores have become a common concern for many of us. Whether your score needs improvement or you simply don't have a credit report yet, there are a few easy ways to build credit from the ground up.
The biggest factor lenders consider when reviewing your credit history? Consistent on-time payments for all credit accounts. Make it a priority to make at least the monthly minimum payment on all your credit accounts each month.
If you need to build credit from scratch, apply for a credit card at your bank and use it to make small, regular payments. Linking a utility billing account to your credit card is a great way to ensure timely payment each month, without overspending.