Setting Up a Budget for the New Year
Now is a good time to start thinking about ringing in the new year with a new budget.
It's a good time to start thinking about ringing in the new year with a new budget. While not the most exciting of resolutions, it's important to plan your 2019 personal finances - or roughly sketch them out - before the calendar changes.
Before looking at 2019, however, take the time to examine your 2018 spending. Where did you go over? Stay under? Look for insights that can help shape an effective budget for the new year.
Having a budget ready to kick off the new year with can put you on your best financial foot forward. While things will undoubtedly change during the course of the year, having a framework in place is valuable. Talk to a representative at your local Vectra Bank branch today for more information about managing personal finances.