Home Loan Checklist: How To Prepare For Your Application
Before selecting a mortgage type, there are a few actions you should take in preparation for the loan application process.
Before selecting a mortgage type, there are a few actions you should take in preparation for the loan application process. After all, once you've organized your paperwork and nailed down your objectives, you should find it easier to be approved for your perfect home loan.
Different mortgage lenders may have varying requirements for their loan applications, but a few documents are pretty standard across the board. Expect to provide recent bank statements, paycheck stubs and tax returns from the last two years.
Since mortgage lenders will carefully review your credit history once you apply, it's a good idea to do this yourself first. Check your most recent credit report for any errors or items that need your attention before starting an application.
Loans subject to credit approval. Terms and conditions will apply.
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