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The IRS will distribute monthly Advance Child Tax Credit payments on or about the 15th of each month, starting July 15, 2021 through December 15, 2021. Vectra Bank will credit the funds received to client accounts on the effective date. To find out if you are eligible for the payments and your expected amount, visit https://www.irs.gov/credits-deductions/advance-child-tax-credit-payments-in-2021