IMPORTANT: Vectra Bank will be making security upgrades to our digital systems on Tuesday, June 23, 2020. To see how you can be prepared for this update, please click here. Thank you Vectra Bank.
Like you, we are closely following the updates and information provided surrounding the Coronavirus (COVID-19). That's why we're taking proactive steps to help safeguard the health of our employees, clients and community at large. We have created a coronavirus task force, which is helping us respond quickly to the effects of the pandemic and monitoring updates from the Centers for Disease Control (CDC) and local health departments.
We are focused on proper planning and preventative measures to address the situation. While the current situation is rapidly evolving, please know that we have a strong track record of assisting our customers through difficult times and we have demonstrated our ability to continue to serve clients throughout emergency situations.
As we continue to respond to COVID-19, we'll share updates here as we have them. We are taking this seriously and stand ready to help. For more information on COVID-19, visit the CDC website.
- Operating from a position of strength, Vectra Bank, a division of Zions Bancorporation, N.A., is well–capitalized, with strong reserves to absorb loan losses from industries that may be adversely affected by the economic impact of the coronavirus outbreak.
- Our capital ratios are stronger than the median levels of peer banks. For details about credit quality and financial performance, visit zionsbancorporation.com to review the most–recent investor presentation slides.
- Zions Bancorporation, N.A. has ample liquidity. We have a strong and growing deposit base and we're focused on supporting our customers' credit needs.
- All along, we've had conservative lending standards. We have healthy credit metrics due to credit policies and concentration limits among various industry sectors.
- As a depositor with Vectra Bank, a division of Zions Bancorporation, N.A., your deposits are insured by the FDIC. For more information, we encourage you to use the FDIC Federal Deposit Insurance Estimator, available online at http://www.fdic.gov/edie/.
Branch Accessibility
In an effort to slow the potential growth and spread of COVID-19, Vectra Bank will implement temporary changes within our branch operations schedule to help support the health and safety of our employees, customers, and their families. The locations below will introduce a limited hours/customer access procedure. Branch access will be limited to one customer in the lobby at a time.
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Pursuant to the State of Colorado's 'safer-at-home' guidelines, and in cooperation with several standing city ordinances, Vectra Bank now requires the use of non-medical face coverings in all of our facilities. This applies to both employees and customers within our facilities. |
Boulder/Longmont Branches
Boulder - Broadway
2696 Broadway
Boulder, CO 80304
Main Number 720-947-8402
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon - Fri 8:30am - 5:00pm
Sat 9:00am - 12:00pm
Boulder – Pearl
1700 Pearl St.
Boulder, CO 80302
Main Number 720–947–8451
Limited Access:
Mon–Fri 9:00am – 5:00pm
Longmont
2011 Ken Pratt Blvd.
Longmont, CO 80501
Main Number 720-947-8474
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon-Fri 8:30am - 5:00pm
Denver Metro Branches
Broomfield
1990 W. 10th Ave.
Broomfield, CO 80020
Main Number 720–947–8279
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon–Fri 8:30am – 5:00pm
Sat 9:00am–12:00pm
Centennial
6702 South Potomac Street
Centennial, CO 80112
Main Number 720–947–7877
Limited Access:
Mon–Fri 9:00am – 5:00pm
Sat 9:00am – 12:00pm
Drive–Thru Hours:
Mon–Fri 9:00am – 5:00pm
Sat 9:00am – 12:00pm
Colorado Blvd.
1650 S. Colorado Blvd.
Denver, CO 80222
Main Number 720-947-7526
Limited Access:
Mon–Fri 9:00am – 5:00pm
Sat 9:00am - 12:00pm
Drive–Thru Hours:
Mon-Fri 9:00am - 5:00pm
Sat 9:00am - 12:00pm
Columbine Valley
6901 S. Pierce Street
Littleton, CO 80128
Main Number 720-947-7184
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon-Fri 9:00am - 5:00pm
Downtown Denver
1001 17th St., Ste. R300
Denver, CO 80202
Main Number 720–947–7401
Limited Access:
Mon–Fri 9:00am – 5:00pm
Englewood
5050 S. Broadway
Englewood, CO 80110
Main Number 720-947-8201
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon-Fri 9:00am - 5:00pm
Sat 9:00am - 12:00pm
Greenwood Village
5362 Greenwood Plaza Blvd.
Greenwood Village, CO 80111
Main Number 720–947–8542
Drive–Thru Hours:
Mon–Fri 10:00am – 4:00pm
Lone Tree
9990 Commons Street
Lone Tree, CO 80124
Main Number 720-947-8620
Limited Access:
Mon–Fri 9:00am – 5:00pm
Sat 9:00am - Noon
Drive–Thru Hours:
Mon-Fri 9:00am - 5:00pm
Sat 9:00am - 12:00pm
Park Centre
1955 W. 120th Ave.
Westminster, CO 80234
Main Number 720-947-8062
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon-Fri 8:30am - 5:00pm
Sat 9:00am - 12:00pm
Southwest
1380 S. Federal Blvd.
Denver, CO 80219
Main Number 720-947-7925
Limited Access:
Mon–Fri 9:00am – 5:00pm
Sat 9:00 - Noon
Drive–Thru Hours:
Mon-Fri 8:30am - 5:00pm
Sat 9:00 - 12:00pm
Speer Blvd.
401 E. Speer Blvd.
Denver, CO 80203
Main Number 720-947-7803
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon - Fri 8:30am - 5:00pm
Thornton
4151 E. 136th Ave.
Thornton, CO 80602
Main Number 720–947–8041
Limited Access:
Mon–Fri 9:00am – 5:00pm
Sat 9:00am – 12:00pm
Quebec Square
3600 Quebec St.
Denver, CO 80207
Main Number 720-947-8249
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon-Fri 8:30am - 5:00pm
Westminster
3300 W. 72nd Ave.
Westminster, CO 80030
Main Number 720–947–8302
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon–Fri 8:30am – 5:00pm
Sat 9:00am – 12:00pm
Wheat Ridge
7391 W. 38th Ave.
Wheat Ridge, CO 80033
Main Number 720–947–8013
Limited Access:
Mon–Fri 9:00am – 5:00pm
Sat 9:00am – 12:00pm
Drive–Thru:
Mon-Fri 8:30am – 5:00pm
Sat 9:00am – 12:00pm
Colorado Springs Branches
Colorado Springs
111 S. Tejon, Ste. 103
Colorado Springs, CO 80903
Main Number 719–575–6401
Limited Access:
Mon–Fri 9:00am – 5:00pm
Colorado Springs
111 S. Nevada Ave.
Colorado Springs, CO 80903
Main Number 719-575-6458
Drive–Thru Hours:
Mon - Fri 8:00am - 5:00pm
Sat 9:00am - 12:00pm
Colorado Springs
7390 N. Academy Blvd.
Colorado Springs, CO 80920
Main Number 719-594-7430
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon-Fri 9:00am - 5:00pm
Woodland Park
361 W. Highway 24
Woodland Park, CO 80866
Main Number 719–687–3013
Limited Access:
Mon-Fri 9:00am – 5:00pm
Sat 9:00am – 12:00pm<
Drive–Thru Hours:
Mon – Th 8:00am – 5:00pm
Fri 8:00am – 6:00pm
Sat 9:00am – 12:00pm
Pueblo Branches
Pueblo Downtown
200 W. City Center Drive
Pueblo, CO 81003
Main Number 719-586-1101
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon - Fri 9:00am - 5:00pm
Pueblo North
1250 Hwy. 50 West
Pueblo, CO 81008
Main Number 719-586-1501
Limited Access:
Mon–Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon - Fri 9:00am - 5:00pm
Sat 9:00 - 12:00pm
Pueblo South
4040 W. Northern Ave.
Pueblo, CO 81005
Main Number 719-586-3101
Limited Access:
Mon–Fri 9:00am – 5:00pm
Sat 9:00am – 12:00pm
Drive–Thru Hours:
Mon - Fri 9:00am - 5:00pm
Sat 9:00am - 12:00pm
Western Slope/Four Corners Branches
Aspen
534 E. Hyman Ave.
Aspen, CO 81611
Main Number 970–544–2214
Limited Access:
Mon–Fri 9:00am – 4:30pm
Cortez
350 W. Montezuma Ave.
Cortez, CO 81321
Main Number 970–564–5108
Limited Access:
Mon–Fri 8:30am – 4:30pm
Drive–Thru Hours:
Mon – Fri 7:30am – 5:00pm
Cortez – City Market
508 E. Main St.
Cortez, CO 81321
Main Number 970–564–5151
Limited Access:
Mon–Fri 9:00am - 6:00pm
Sat 9:00am - 1:00pm
Durango South
1201 Escalante Drive
Durango, CO 81303
Main Number 970-375-7444
Limited Access:
Mon–Fri 8:30am - 5:00pm
Drive–Thru Hours:
Mon - Fri 8:00am - 5:30pm
Durango Downtown
890 Camino Del Rio
Durango, CO 81301
Main Number 970–375–7440
Limited Access:
Mon–Fri 8:30am – 5:00pm
El Jebel
218 E. Valley Rd., Ste. 108
Carbondale, CO 81623
Main Number 970–963–6096
Limited Access:
Mon–Fri 9:00am – 5:00pm
Farmington, NM
2000 E. 20th St.
Farmington, NM 87401
Main Number 505-326-4342
Limited Access:
Mon–Fri 8:30am – 5:00pm
Drive–Thru Hours:
Mon - Fri 8:00am - 5:30pm
Grand Junction
499 28 1/4 Rd.
Grand Junction, CO 81501
Main Number 970-683-5988
Limited Access:
Mon–Th 9:00am – 5:00pm
Fri 9:00am – 5:30pm
Drive–Thru Hours:
Mon - Th 8:30am - 5:30pm
Fri 8:30am - 6:00pm
Grand Junction Patterson
2394 Patterson Rd.
Grand Junction, CO 81505
Main Number 970–248–9762
Limited Access:
Mon–Th 9:00am – 5:00pm
Fri 9:00am – 5:30pm
Drive–Thru Hours:
Mon–Th 8:30am – 5:30pm
Fri 8:30am – 6:00pm
Montrose
1200 S. Townsend
Montrose, CO 81401
Main Number 970-249-6732
Limited Access:
Mon– Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon - Th 8:30am - 5:30pm
Fri 8:30am - 6:00pm
Steamboat Springs
2155 Resort Dr., Ste. 300
Steamboat Springs, CO 80487
Main Number 970-871-4400
Limited Access:
Mon– Fri 9:00am – 5:00pm
Drive–Thru Hours:
Mon-Fri 8:00am - 5:30pm
Branch Locations
- We are complying with federal and local guidelines to implement social distancing standards throughout our footprint.
- If you have been exposed to or diagnosed with COVID-19 or want to limit your risk of exposure, we suggest using one of the following alternative ways to bank with us:
- Drive-up
- ATM
- Night drop
- We continue to develop contingency plans that may vary based on location and local needs.
- We have implemented enhanced cleaning protocols in our facilities to minimize the risk of person-to-person transmission of the virus.
- All employees have been instructed to stay home if they are feeling sick.
Branch Sanitization
Custodial services at our branches and other bank facilities have been enhanced with hospital-grade disinfectant and cleaning frequencies have increased. Clients experiencing symptoms of illness are asked to use drive-through teller windows for service. Our branches are kept well stocked with hand sanitizer, disinfectant wipes and latex gloves, and we are encouraging employees to use them at their workstations.
Handshakes
While we traditionally encourage shaking hands, we have adopted the CDC's social distancing recommendations. View more on the CDC's website about practicing healthy hygiene etiquette when coughing and sneezing and by washing hands regularly.
Group Events
In person events scheduled for the coming weeks have been postponed. If you were invited to attend a postponed event, you should anticipate a direct communication regarding the cancellation.
Tips For Accessing Your Bank Accounts
We understand in the coming days access to your accounts may become essential to your personal planning and preparation process. In the event you would like to access you accounts remotely, we would like to remind you of the following services:
Online and Mobile Banking
Enroll now to manage your personal accounts online with Online Banking by visiting our website, clicking the "Login" link and then "Enroll Now."
Download our app to your mobile device to securely access your accounts and manage payments from anywhere.
Zelle®
Zelle[cite::97::cite] is an easy, fast, and convenient way to send money to - or request money from - people you know and trust using only their email address or U.S. mobile phone number, all from the convenience of your mobile banking app or online banking account.
Vectra Mobile Deposits [cite::260::cite]
Take a picture of your check using your smart phone and deposit it using our app, saving a trip to a branch or ATM.
Direct Deposit
Have your paycheck, Social Security payment or other income directly deposited to your account.
Electronic Payments
Schedule automatic monthly payments so important bills are automatically paid on time.
Debit Card
Keep some extra cash on hand. Use your debit card at any of our 551 ATMs for fee-free withdrawals.
To avoid unnecessarily handling cash and coins, use your Visa debit card for purchases wherever Visa is accepted. In addition, load your debit card to your preferred mobile wallet (Apple Pay®, Samsung Pay®, Google Pay®) and make payments via your mobile device in-store wherever contactless payments are accepted.
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Enjoy peace of mind while traveling.
- Travel and Emergency Assistance Services Coverage: When you pay for your trip with your AmaZing Rewards® or AmaZing Cash® Visa credit card, you have complimentary Travel and Emergency Assistance Services Coverage. This benefit covers eligible Visa cardholders (including their spouses and dependent children under 22 years of age who are traveling with them), and provides services such as:
- Pre-Trip Assistance: Provides information about health precautions, visas and immunizations, currency exchange rates, and weather reports
- Medical Referral Assistance: Provides medical referral, monitoring and follow-up
- Emergency Transportation Assistance: Arranges for transportation under medical supervision
- Emergency Translation Service: Provides telephone assistance in all major languages and helps find local interpreters, if available
- In addition to Travel and Emergency Assistance Service Coverage, when you pay for your trip with your Reserve, Elite or Premier Visa credit card, you will enjoy additional coverage benefits including:
- Trip Cancellation and Trip Interruption Insurance
- Trip Delay Reimbursement
- Emergency Evacuation
- To avoid unnecessarily handling cash and coin, use your Visa credit card for purchases wherever Visa is accepted. In addition, load your credit card to your preferred mobile wallet (Apple Pay, Samsung Pay or Google Pay) and make payments via your mobile device in-store wherever contactless payments are accepted.
Business Online and Mobile Banking [cite::260::cite]
Enroll now to manage your business accounts online by contacting your banker.
Pay your employees no matter where they are
Mail delays may occur during an emergency, causing issues for employees waiting for paychecks to arrive. Instead of paper checks, use an electronic method for paying your employees such as direct deposit. Contact your banker today to learn more about electronic payroll.
Direct Deposit
Have your paycheck, Social Security payment or other income directly deposited to your account.
Electronic Payments
Schedule automatic monthly payments so important bills are automatically paid on time.
Business Debit Card
Your business debit card offers the same convenience and security as your personal debit card.
Business Credit Cards [cite::96::cite]
You can also rely on the convenience and flexibility and security of your VISA® Business Credit Card to help manage company expenses before, during and after an emergency. Accepted worldwide, your card also offers travel and emergency assistance along with other important benefits.
- Travel and Emergency Assistance Services Coverage: When you pay for your trip with your Amazing Rewards® for Business, AmaZing Cash® for Business, or Commercial Visa credit card, you have complimentary Travel and Emergency Assistance Services Coverage. This benefit covers eligible Visa cardholders (including their spouses and dependent children under 22 years of age who are traveling with them), and provides services such as:
- Pre-Trip Assistance: Provides information about health precautions, visas and immunizations, currency exchange rates, and weather reports
- Medical Referral Assistance: Provides medical referral, monitoring and follow-up
- Emergency Transportation Assistance: Arranges for transportation under medical supervision
- Emergency Translation Service: Provides telephone assistance in all major languages and helps find local interpreters, if available
Treasury Management
Treasury Internet Banking allows you to completely manage your company's needs securely from anywhere. You can review information, perform transactions and manage your accounts from your computer or mobile device. For information, contact your banker.
Other Treasury Services to Consider
Here are other services that can make your business more efficient every day, whether or not you're dealing with a disaster:
- ACH Origination: A secure, low-cost way to transfer funds for payroll direct deposit, tax payments or vendor payments. ACH origination functionality is accessed through Treasury Internet Banking.
- Remote Deposit Capture: Lets you deposit checks anywhere just like you were at a branch. Your scanner and computer or mobile device with a camera allow you to make deposits anywhere.
- Positive Pay: An electronic safeguard against check fraud, this verifies your payments to protect your accounts.
- Wire Transfers: Use Treasury Internet Banking to electronically initiate domestic or foreign wires.
Important Links & Customer Resources
We are aware that some customers, and businesses, will experience financial challenges as a result of the coronavirus and it's impact on changing consumer behaviors, business delays, shutdowns, and financial markets. Clients concerned about these impacts are encouraged to reach out to their Relationship Banker. In addition, below are links to assistance programs being discussed, and provided, at both the local and national level.
- Colorado small businesses can begin applying for low-interest federal disaster loans through the Small Business Administration (SBA) Economic Injury Disaster Program. Vectra Bank is a preferred SBA Lender and can help you with questions related to this process. Please contact Bill Unrein at 720-947-8266.
- The Colorado Small Business Development Center Network (CSBDC) offers several great resources and up-to-date information. Click here to visit their COVID-19 Business Response Page.
- The City of Denver has announced a $4 million small business economic relief program. For additional information, please visit the City of Denver's website at denvergov.org.
- Governor Polis has announced the launch of the Colorado Relief Fund to help communities through the COVID-19 crisis.
- The U.S. Chamber of Commerce and the Denver Metro Chamber of Commerce both offer up–to–date information on pending, and approved, programs and legislation.
Market Updates & Webinars
Arm yourself with commentary and economic data from our financial advisors from recordings of our periodic webinars. We'll help you navigate the business landscape with thought-provoking sessions filled with valuable observations and vision.
The Stock Market & Economy Disconnect
5/20/2020
In this on-demand webinar, Anthony Valeri, Investment Director for Wealth & Fiduciary Services, will assess the re-opening of economies and review the financial markets along with what economic recovery might look like.
Preparation and Prevention Tips
- Promote healthy hygiene by washing hands frequently with soap and water for at least 20 seconds.
- Clean and disinfect frequently-touched objects and surfaces.
- If you are ill, stay home and rest. Seek proper medical attention as needed. Consider using a telephone doctor service to avoid the doctor's office or emergency room. Encourage friends, family members and employees to stay home if they feel ill.
- Cover your mouth and nose with a tissue when you cough or sneeze, or use the inside of your elbow.
- Throw used tissues in the trash, and then immediately wash your hands.
- Consider replacing a handshake with just a smile or wave.
- Visit the CDC website for more information on the Coronavirus.
Don't Fall Victim to Coronavirus Scams
The Coronavirus offers fertile ground for criminals because it plays on people's fear, which can cause normally careful individuals to let their guard down and fall victim to scams.
Financial scams are becoming more common as people are affected by the economic impact of the virus. Criminals may call or email you, pretending to be from your bank, mortgage company or credit card provider, offering assistance with a short-term emergency loan, a plan to suspend your payments, etc. Of course, you'll need to offer personal information in order to apply, which they can use to steal your identity. If you receive such an offer, contact the organization directly, using a phone number or website you trust, and verify that the offer is legitimate.
Phishing scams: Cyber criminals are sending emails purporting to be from legitimate organizations such as the Center for Disease Control (CDC). Some victims received an email with an attachment supposedly containing information regarding the Coronavirus. Opening the attachment caused malware to infect their system. Other victims were asked to enter their email login credentials to access the information, and the scammers then harvested their login credentials.
Donation scams: Fraudsters may use legitimate social media sites to seek donations for fraudulent charitable causes related to the virus. Rather than clicking to donate through a social media post, especially if you're not familiar with the sender, do some research first to make sure your donation is going to a legitimate organization. Follow the same precautions if you receive a phone call or email asking for a donation.
Non-delivery scams: Criminal actors advertise in-demand medical supplies for preventing or protecting against the Coronavirus: medical masks, gloves, disinfectant, etc. They demand upfront payments or initial deposits, then abscond with the funds and never complete delivery of the ordered product.
In short, stop and think before giving out any personal information, clicking on any links, or sending out any money. While you're taking precautions to help protect yourself from the virus, make sure to protect yourself from scams as well.
DO YOU STILL HAVE QUESTIONS?
As always, please feel free to reach out to a Vectra Bank Customer Service Representative at : 800–232–8948 (Mon – Sat, 7am – 7pm MST), or complete the form below.