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INTRODUCING ZIP MORTGAGE
When you find the home you love, you want to move fast. Whether you are looking to purchase the home of your dreams or refinance an existing home, Zip Mortgage is a simple and convenient way to apply for a mortgage online.
FIXED-RATE MORTGAGE
Vectra Bank offers conventional home loans[cite::13::cite] with an interest rate that remains fixed for the life of the loan. That means the monthly payment for this conventional home loan doesn't change.
ADJUSTABLE RATE MORTGAGE
An adjustable rate mortgage[cite::13::cite], or ARM loan, gives you the combination of an initially low fixed-rate period with later adjustments makes an adjustable rate mortgage an attractive option for some customers.
Vectra Bank takes pride in serving local communities and our home loan decisions are made locally.
Why the Vectra Bank Zip Mortgage Application is for you:
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EASY-TO-USE ONLINE APPLICATION
The Vectra Bank Zip Mortgage application process is an easy-to-use, online application that you can fill out in 10 to 15 minutes.
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INCREASED DATA ACCURACY
Our 24-hour automated underwriting system, automated employment verification and asset verification, on top of increased data accuracy, gives you a convenient borrower experience.
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FASTER MORTGAGE PROCESS
The Vectra Bank Zip Mortgage application process is an easy-to-use, online application that you can fill out in 10 to 15 minutes.
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What to Expect:
- Easily walk through and complete your mortgage application
- Stay informed throughout the loan process
- Conduct research, access rates, and request information 24/7
- Send and receive documents
- Accelerate the application process by running your own credit report and online verification of assets
Vectra Bank takes pride in serving local communities and our home loan decisions are made locally. So what are you waiting for?
You can also complete the form below and we’ll contact you about our Colorado Home Loan options.