CHOOSE BETWEEN THE BUSINESS ACCESS LOAN AND THE BUSINESS ACCESS LINE OF CREDIT
Vectra Bank now offers a simplified way to apply for a small business loan. Remove the time and expense it takes for a typical loan application and find out how we can help you secure the loan you need to start your new business.
BUSINESS ACCESS LINE OF CREDIT[cite::13::cite]
- Line amounts up to $50,000
- $150 annual fee
- Unsecured
- 36 month Term
BUSINESS ACCESS LOANS[cite::13::cite]
- Borrow $5,000 to $175,000
- $150 origination fee
- Fixed rate between 6.94% to 10.24%
- Secured with up to 100% financing
- Up to 60 month term
WHY A BUSINESS ACCESS LOAN OR BUSINESS LINE OF CREDIT?
 |
For a Simple Application
We value your time and are committed to helping make this the easiest business loan application you've ever experienced.
Estimated Application Time: 10 - 15 MIN.
 |
For Simple Ownership
Business Access loans are ideal for companies with a simple ownership structure.
Restrictions may apply if your business is owned by another business entity.
 |
For Simple Financing
Business Access loans are ideal for companies with small borrowing needs.
Restrictions may apply if your business currently has more than $250,000 in debt with Vectra Bank.
SIMPLE, EASY, FAST
To apply online you will need:
- To be an authorized officer of the business
- To be at least 18 years old
- Your Social Security Number
- Your Employer Identification Number (EIN) – If applicable
- An email address for all individuals with 20% ownership in the business[cite::205::cite]
- The average balance in your business bank accounts
- The total debt and monthly debt payments for the business
- The revenue and income information of the business
For when your big idea needs a simple loan application Vectra Bank is for you!
If you have questions or would like assistance applying please complete the form below and we’ll contact you about our Business Line of Credit[cite::13::cite] and Access Loans[cite::13::cite].