For minimizing your wait time, not your bottom line.

CHOOSE BETWEEN THE BUSINESS ACCESS LOAN AND THE BUSINESS ACCESS LINE OF CREDIT

Vectra Bank now offers a simplified way to apply for a small business loan. Remove the time and expense it takes for a typical loan application and find out how we can help you secure the loan you need to start your new business.

Use a Business Access Loan to buy or refinance equipment and vehicles. With a Business Access Line of Credit, you can have funds for working capital, marketing efforts or purchasing inventory.

BUSINESS ACCESS LINE OF CREDIT[cite::13::cite]

  • A line amount between $5,000 to $50,000
  • A term up to 36 months
  • The current ownership of the business should be more than 24 months
  • The business should not be owned by another business entity
  • The business should currently have less than $250,000 in loans with our bank
  • $150 annual fee
  • Unsecured
APPLY NOW

BUSINESS ACCESS LOANS[cite::13::cite]

  • A loan amount between $5,000 to $175,000
  • A loan term up to 60 months
  • The current ownership of the business should be more than 24 months
  • The business should not be owned by another business entity
  • The business should currently have less than $250,000 in loans with our bank
  • $150 origination fee
  • Fixed rate between 6.94% to 10.24%
  • Secured with up to 100% financing
APPLY NOW

WHY A BUSINESS ACCESS LOAN OR BUSINESS LINE OF CREDIT?

Simple Application

For a Simple Application

We value your time and are committed to helping make this the easiest business loan application you've ever experienced.

Estimated Application Time: 10 - 15 MIN.

Simple Application

For Simple Ownership

Business Access loans are ideal for companies with a simple ownership structure. 

Restrictions may apply if your business is owned by another business entity.

Simple Application

For Simple Financing

Business Access loans are ideal for companies with small borrowing needs. 

Restrictions may apply if your business currently has more than $250,000 in debt with Vectra Bank.

SIMPLE, EASY, FAST

To apply online you will need:

  • To be an authorized officer of the business
  • To be at least 18 years old
  • Your Social Security Number
  • Your Employer Identification Number (EIN) – If applicable
  • An email address for all individuals with 20% ownership in the business[cite::205::cite]
  • The average balance in your business bank accounts
  • The total debt and monthly debt payments for the business
  • The revenue and income information of the business

 

For when your big idea needs a simple loan application Vectra Bank is for you!

APPLY NOW

If you have questions or would like assistance applying please complete the form below and we’ll contact you about our Business Line of Credit[cite::13::cite] and Access Loans[cite::13::cite].

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