| |
Personal Checking |
Interest Checking |
Platinum Relationship Checking |
Executive Banking Relationship Checking |
| Perfect Account For… |
Consumers who are interested in unlimited check writing and a low monthly maintenance fee. |
For clients who maintain a higher balance and want to earn interest without restrictions on account liquidity or transaction volumes. |
Clients who keep higher balances, and are interested in being rewarded for keeping more of their banking relationship with Vectra. |
Clients who keep higher balances, are interested in being rewarded for keeping more of their banking relationship with Vectra, and desire a dedicated financial manager for their banking relationship. |
| Monthly Maintenance Fee |
$9, waived with $500 minimum daily balance |
$10, waived with $1,500 minimum daily balance |
$10, waived with $5,000 combined minimum balance in eligible linked accounts |
$25, waived with $50,000 combined minimum balance in eligible linked accounts |
| Free Visa Check Card with Free Rainbow Rewards Program |
Yes |
Yes |
Yes |
Yes |
| No Annual Fee Visa Credit Card with Free Rainbow Rewards Program |
Yes |
Yes |
Yes |
Yes |
Free Internet Banking
Free Bill Pay
Free Online Check Images
Free eStatements |
Yes |
Yes |
Yes |
Yes |
| Hassle-Free Account Switch Support through Account Transition Services |
Yes |
Yes |
Yes |
Yes |
| FDIC Coverage |
Yes |
Yes
|
Yes |
Yes |
| Free ATMs at MoneyPass Network ATM |
Yes |
Yes |
Yes |
Yes |
| Earns Interest |
|
Yes |
Yes |
Yes |
| Free Vectra Custom Checks |
|
|
Yes |
Yes |
| No Fee Money Orders, Traveler’s Cheques, and Cashier Checks |
|
|
Yes |
Yes |
| Free Safe Deposit Box for one year |
|
|
Yes |
Yes |
| Discount on Mortgage Appraisal |
|
|
Yes |
Yes |
| Personal Deposit Accounts Linked Together in Monthly Balance Requirements |
|
|
Yes |
Yes |
| Automatic Bonus Interest Rate |
|
|
Yes |
Yes |
| Discounted rate on Home Equity Products |
|
|
Yes |
Yes |
| Discount on Mortgage Closing Costs |
|
|
Yes |
Yes |
| Personal Loan Accounts Linked Together in Monthly Balance Requirements |
|
|
|
Yes
Credit cards, personal loans/credit lines (personal, auto, home equity/refinance). |
| No Maintenance Fee on Linked Relationship Deposit Accounts |
|
|
|
Yes |
| Free ATMs Anywhere/Everywhere |
|
|
|
Yes |
| No fee on recording and filing, title policy, flood certificate, credit bureau, appraisal, and annual fee for home equity products. |
|
|
|
Yes |
| No fee on auto loan application. |
|
|
|
Yes |
| Expedited Loan Processing |
|
|
|
Yes |
| Toll-Free Statewide Executive Banking Client Services Phone Support |
|
|
|
Yes |
| Dedicated Relationship Manager for 1:1 Financial Support |
|
|
|
Yes |
