|
 |
CREDIT CARDS |
 |
Vectra Bank’s Visa® and MasterCard® Classic and Platinum credit cards offer one of the lowest Annual Percentage Rates in the industry! Plus, no annual fee, no default pricing and a variety of great rewards program! |
|
|
|
| Credit Card and Check Card |
 |
|
Vectra Bank Visa Classic and MasterCard offer the convenience you want from a bank you know and trust. As a cardholder, you can use your card when shopping or traveling worldwide. You can take care of unexpected emergencies, major purchases, or everyday credit needs.
Vectra Bank Visa Platinum gives you the same convenience as the Visa Classic and MasterCard, plus great benefits like travel accident insurance, auto rental coverage, emergency card replacement and emergency cash.
With Visa Signature, you can enjoy unsurpassed purchasing power, all the strength, recognition and acceptance of the Visa brand, and the prestige of a premium payment card available only to a select group of cardholders – with special rewards and services designed to exceed your highest expectations. For more information, talk your Vectra Banker or call 1-800-376-4367. Credit Card Disclosure.
Money when you need it, wherever you are. That’s the ease and convenience of Vectra Bank’s no annual fee check cards. Looks like a credit card, but works like a check. The check card can be used anywhere Visa cards are accepted and allows you to pay for purchases with funds deducted directly from your checking account. You can also withdraw cash from thousands of ATMs worldwide. You can save time and more easily manage your finances by scheduling the payment of your household bills automatically through your Visa Check Card.
Give the perfect gift for any occasion with a Visa Gift Card. Need a safe, convenient alternative to cash or traveler’s checks? Try our Visa Gift Card.
Apply for Visa Classic, Visa Platinum,
or MasterCard below.

All cards subject to credit approval. Credit Card Disclosure.
*Notice to applicant: The minimum required annual household income for a Visa Platinum Card is $35,000. If you do not qualify, you may receive a Visa Classic Card.
|
|
|
|
| Credit Card Rewards and Benefits |
 |
At Vectra Bank, we like to provide our customers with options and rewards! That’s why we’re offering you the option to choose between Cash Back Savings or AmaZing Rewards™ and then receive FREE enrollment in the Rainbow Rewards program as an additional benefit! Each rewards program offers you various ways to build up rewards on purchases made on your Vectra Bank Visa or MasterCard credit card.
SO CHOOSE YOUR CARD, THEN CHOOSE HOW YOU’RE GOING TO USE ALL YOUR REWARDS!
|
Our Cash Back Savings rewards program lets you earn a full 1% cash rebate on all qualified Vectra Bank Visa and MasterCard credit card purchases with no limit on how much you can earn and no annual fee. And, every time you earn $50 in cash back, we'll automatically deposit it into your Vectra Bank savings account.
AmaZing Rewards offers more than six million reward choices including unbelievable travel options, brand-name merchandise, exclusive event tickets and awe-inspiring activity packages.
Rainbow Rewards is a Colorado-based company that works with a coalition of over 1,200 local businesses and national online retailers such as Apple iTunes, Best Buy, Office Depot, PetSmart, and the Sports Authority to offer cash back on purchases made with your Vectra Bank credit or debit card.
|
|
|
|
|
| Additional Credit Card Benefits |
 |
With myPHOTOcardTM and other additional benefits your card will be uniquely yours and loaded with special features!
- Personalize Your Debit or Credit Card with myPHOTOcard! Click here to learn more.
- Vectra Bank cardholders enjoy a series of benefits including Travel Accident Insurance/Trip Coverage, Car Rental Insurance, Online Banking, Worldwide Cash Access, Concierge Service, Roadside Dispatch Service and many more. Click here to learn more.
- Verified by Visa and MasterCard SecureCodeTM are services offered by Vectra Bank in partnership with Visa and MasterCard. Both programs provide a way to password-protect credit card and check card usage on the Internet. Simply register your credit card or check card and choose a password. Your password is required when you use your card to make Internet purchases at participating merchants. The requirement of your password prevents unauthorized use of your card on the Internet, giving you more confidence about making secure purchases online.
Click here for Verified by Visa registration and here for MasterCard SecureCodeTM
|
|
|
|
|
|
|